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New Text Fraud Alerts: To help protect your account, we will now notify you via text message if we suspect a purchase made with your IBMSECU credit or debit card is fraudulent. If we do not get a response to the text or if you do not have a cell phone number on file with us, we will notify you with a phone call. Please verify your contact information through Online or Mobile Banking - just click on "Settings" and then select "My Account Profile."  
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Disclosures

Quick Pay

Quick Pay is another way for you to repay your IBMSECU loans. It allows you to make your loan payments anytime, anywhere, quickly and securely from your desktop or mobile devices.


You DO NOT need to register for this service in Online Banking, nor do you need to log into Online or Mobile Banking to use this service!


Access Quick Pay Here
There will be an identity verification process using your Member Number or Social Security number and date of birth.

You can also access Quick Pay through Online Banking by selecting "Quick Pay" from the "All Services" menu or through Mobile Banking by selecting "Quick Pay" from the main menu.

Here’s how it works:

Once inside Quick Pay, you can make loan payments using either a credit card* or any internal IBMSECU account or external financial institution account.

Just select the loan you want to pay and choose your preferred payment method:

  • Internal Transfer - Transfer a payment from your internal credit union account to your loan account. Your accounts will display with available balances and your payment/transfer will be posted immediately if made before 8:45 p.m. ET (otherwise it will post the next day). You can schedule recurring payments.
  • External Transfer - For Online Banking users that have enrolled in our eTransfers service, transfer a payment from your non-IBMSECU account. Your payment will be posted the next business day if submitted before 3:00 p.m. ET. You can schedule recurring payments.
  • Instant Check - A one-time only transfer payment from your non-IBMSECU  account. Your payment will be posted the same day if submitted before 2:00 p.m. ET on a business day.
  • Credit/Debit Card* - Your payment will be posted immediately if made before 8:45 p.m. ET (otherwise it will post the next day). American Express cards are not accepted. You can schedule recurring payments.

You can make a single one-time payment or schedule recurring monthly payments until your loan is paid off or the payment is cancelled.



 

*There is no fee for an internal transfer from your IBMSECU account, from your External Account through eTransfers, or through the Instant Check payment method. A $10.00 Quick Pay Fee will be assessed for each online credit or debit card payment to your IBMSECU loan. A $15.00 Loan Payment by Phone or Branch Fee will apply for external credit or debit card payments to your IBMSECU loan processed by Credit Union staff. Refer to the Quick Pay Loan Payment Service User Agreement available on our website, or contact a Member Service Advisor for more information. Check with your wireless carrier regarding data charges that may apply when using the Quick Pay or eTransfers services. Federally insured by NCUA.

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