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Tax Statements are now available! All Members can now retrieve their 2018 tax statements in Online Banking by selecting the "All Services" menu and clicking on "Statements" and in Mobile Banking by selecting "Statements/eMessenger." Learn more about your tax statement here.

Only $5 is needed to open a savings account and begin your lifetime Membership with IBMSECU. As a Member and owner for life, you can use the superior, valuable services of your Credit Union even if you move or change employers.

To be eligible for Membership, you must work for or be retired from a Member Company, live in an approved county, worship or attend school in an approved county, or be an immediate family member of/live in the same household as an existing Member.

Want to know why you should join a credit union? Watch an interview with IBMSECU's President/CEO Michael Miller about the differences between traditional banks and credit unions.

Experience the Difference

Benefits of Membership:

  • Low interest rate loans
  • 24/7 online account access through Online and Mobile Banking
  • Free Bill Pay, Mobile Check Deposits, and eStatements/eAlerts
  • Online pre-approval for mortgages, car loans, and credit cards
  • Personalized financial solutions
  • Lifelong Membership for you and your family
  • The personalized service that makes us unique
  • Respect and trust – values we believe in


Qualify for Member Rewards as you use more services:*

  • No Credit Union fees on foreign ATMs
  • Cash rebates on foreign ATM surcharges
  • Premium rates on Certificates
  • FREE official checks, wire transfers, and much more!


Feel confident your money is safe with us!
Your savings at IBMSECU are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a federal agency backed by the full faith and credit of the United States Government. For more information, please refer to the NCUA Share Insurance Brochure.

Learn more about IBMSECU

Apply for Membership

It’s easy to apply for Membership at IBMSECU! Our online application process should take approximately 10 minutes, and you will need the following items:

  • U.S. Social Security Number
  • U.S. Driver’s License, Passport, or State ID
  • Previous home address (if you have lived at your home address less than two years)Credit/Debit Card or U.S. Checking/Savings account for funding
  • You must be a U.S. Citizen or a U.S. Permanent Resident and at least 18 years of age

Click here to use our secure Online Membership Application

Already started an application? Return to your saved application here.

You can always call us at 800.873.5100 or email us at for an application and more information.

You may also download a PDF version of our Membership Application that you can print and fill out offline.


Apply for a Loan

If you are looking to apply for a Loan, you can use our secure Online Loan Application.

Useful Information

You can use our Online Switch Kit to make your transition to IBMSECU as easy as possible.

U.S. Government New Account Identification Regulations (USA PATRIOT Act effective October 1, 2003)

Online Membership Agreement

*See our REWARDS program for details


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