Use a Fixed-Rate Second Mortgage for home improvements, debt consolidation, or any large purchase!

  • Mortgage amounts from $2,000 to $500,000
  • Up to 80% Loan-To-Value (LTV)*
  • Low, fixed rates
  • Convenient terms available from 36 to 240 months
  • No closing costs*
  • No application fees or origination points
  • Loan terms to meet your needs
  • Potential tax benefits
  • Receive Gold REWARDS with a Second Mortgage!

 

It's Easy to Apply!

Receive quick and helpful service from the professionals in our Mortgage Department. Contact us at mortgage@ithinkfi.org or 800.873.5100 for more details.

Apply Now

Convenient Loan Repayment Options

  • Use QuickPay to pay your Credit Union loan using a credit card, your iTHINK Financial account, or an external account. Schedule one-time or recurring payments from your computer or phone 24/7.
  • Transfer your payment from your account at another financial institution using eTransfers or contact us to set up a recurrent Direct Payment.
  • Set up recurring scheduled automatic transfers from your Credit Union checking or savings account to your loan by using Online Banking.
  • Make one-time transfers from your Credit Union checking or savings account to your loan by using Online Banking or our Mobile Banking App.
  • Make payment by mail or at a branch or at a CO-OP Shared Branch.
  • Set up email or text alerts through eAlerts for convenient payment reminders.

 

Helpful Tools

Learn about another Second Mortgage option: Home Equity Lines of Credit

Glossary of Home Loan Terminology – Become an expert on home loan terms with our handy reference!

Our Calculators provide answers to your most common questions about Mortgages.

Know Before You Owe – Mortgages

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