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IBMSECU is moving to iTHINK Financial! IBMSECU will have a new name, iTHINK Financial, as of Monday, March 2, 2020. Click here for more information.
Martin Luther King, Jr. Day Closure: We will be closed in observance of Martin Luther King, Jr. Day on Monday, January 20. View our holiday closure schedule.
  • IBMSECU is moving to iTHINK Financial on March 2, 2020!

    IBMSECU is moving to iTHINK Financial on March 2, 2020!

    iTHINK Financial Logo

  • Financial Resolutions for 2020

    Financial Resolutions for 2020

    The new year is here! Read our blog article to get some ideas for resolutions to make 2020 your best financial year yet. 

  • Put your business on the fast track to success.

    Put your business on the fast track to success.

    Discover how far the right loan can take your business. Pay no Document Prep Fee (up to a $300 value*) when you apply for a Commercial Loan from 12/1/19-1/31/20. 

  • Resolve to Eliminate Debt in 2020

    Resolve to Eliminate Debt in 2020

    IBMSECU has low-rate loan options for consolidating your debt into one low payment. Take advantage of our limited-time 5.49% APR* Balance Transfer offer!

  • Save more with a 2.00% Certificate!

    Save more with a 2.00% Certificate!

    Start saving for your future with our limited-time 2.00% APY* 24-Month Certificate!

  • You Shop. Amazon Gives.

    You Shop. Amazon Gives.

    Support the Southeast Credit Union Foundation by selecting it as your charity and shopping through AmazonSmile.

Clayton State University Employees

You are eligible to join IBMSECU.

Apply online and use this promo code to receive your free $30:


Use the above promo code to receive:*

  • $5 for your new Membership if you sign up for eStatements

Plus receive an additional:

  • $25 if you open a Checking Account with a Debit Card and open a non-real estate Loan ($25 will be deposited when loan is disbursed by the Loan Department).

Your Account Manager:

Kimberly Hudson

What is a credit union?

A credit union is a not-for-profit financial institution that is owned by its members. Due to their not-for-profit status, credit unions generally offer high-yield deposits, low interest-rate loans, and low fee structures.

  • One in three Americans belongs to a credit union
  • A new Member joins IBMSECU every 20 minutes, each business day
  • 94% of Members trust that the Credit Union is concerned with their financial well-being
  • 95% of Members are satisfied with the Credit Union’s overall level of service
  • As a Member and owner for life, you can use the superior, valuable services of your Credit Union even if you move or change employers.

Why should you join?*

  • Convenient branches in Florida and Georgia, as well as a nationwide network of nearly 5,500 CO-OP Shared Branches** that are available to you
  • Access to more than 60,000 nationwide surcharge-free ATM locations > Find your nearest ATM
  • 24/7 access to your accounts through Online, Mobile, and Telephone Banking
  • MyWallet Free Checking has no monthly service fees and no minimum balance fees, plus myWallet Youth Checking is available to members as young as 16!***
  • All other Checking accounts include Identity Theft Protection and Credit Monitoring****
  • Certificates, Money Market accounts, and IRAs
  • Free Online Bill Paying and Free eStatements
  • Free eDeposits and eTransfers through Online Banking
  • Auto Loans, First and Second Mortgages, Home Equity Lines of Credit, Visa® Credit Cards, and more
  • Access to free financial counseling and money management programs
  • Membership REWARDS program - savings on many products and services
  • The personalized service that makes us unique
  • Lifetime Membership for you and your immediate family members

What makes us unique?

Our Personalized Service, without it we'd be just another financial institution!

How to join?

  • Only $5 is needed to open a savings account and $25 to open a checking account
  • Complete our online Membership Application
  • Enjoy the benefits of your lifetime Membership with IBMSECU!

For more information, please contact a Member Service Representative at 800.873.5100 or

Introduce your friends and family to ours and get $50!

Our members tell us how much they love banking with IBMSECU. So why keep it a secret? Share us with your loved ones. With FamilyPlus, you can share your membership benefits and earn a $50 reward for each member who joins!

Submit your FamilyPlus Referrals here.

*All IBMSECU Memberships, share and loan accounts and Visa® Debit Cards are subject to eligibility, income, address and identification verification, qualification and credit approval. Please refer to a current Membership Disclosure, Fee Schedule and Share Account Rate Sheet or contact a Member Service Advisor for more details on the rates, terms, penalties, fees and conditions that may apply. New Members who open a Membership (Savings) account with eStatements will receive a $5 deposit to their Savings accounts. Members who apply for a non-real estate loan and open a Checking account with a Visa® Debit Card will receive a $25 deposit to their Checking accounts when the loan is disbursed. Offer subject to change without notice, not valid to refinance existing IBMSECU loans.

**A fee of $1.00/per day may be assessed for transactions done at a CO-OP Shared Branch location.

***Must be at least eighteen (18) years old, or at least sixteen (16) years old with a qualified joint owner of at least eighteen (18) years of age or older to open a myWallet Youth Checking account. International Service Assessment (ISA) fees may apply to non-U.S. transactions, and ATM surcharge fees may be incurred at ATMs not owned and operated by IBMSECU or partners of the surcharge-free network.

****A $1.90 monthly service fee will be assessed each month on all personal Checking accounts except for myWallet Free Checking. Limit (1) monthly service fee per membership, even if you have more than one Checking account.

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