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Online and Mobile Banking Scheduled Maintenance:
Online and Mobile Banking will be unavailable due to regularly scheduled maintenance from 6:00 pm to 9:00 p.m. on Saturday, July 29. We apologize for this inconvenience.
Rates

Share Account Rates

Savings Account Rates

Membership Savings Account – Minimum Investment $5 & Membership Top Teen Minimum Investment – $150
Rates Effective: 5/10/2016
Account Balance**Tier Dividend RateAPY*
$0.00 – $2,499.990.01%0.01%
$2,500.00 – $4,999.990.05%0.01% – 0.03%
$5,000 – Unlimited0.10%0.03% – 0.07%
Certain Saver Account***
Rates Effective:
Account Balance** Tier Dividend RateAPY*
$0.00 – Unlimited0.10%0.10%
Savings Plus Account***
Rates Effective:
Account Balance** Tier Dividend RateAPY*
$0.00 – $500.000.01%0.01%
$500.01 – $2,499.990.05%0.01% – 0.04%
$2,500.00 – $4,999.990.05%0.04% – 0.05%
$5,000 – Unlimited0.10%0.05% – 0.07%

Checking Account Rates

Regular Checking Account – Minimum Investment $25
Rates Effective:
Checking Account TypeDividend RateAPY*
Regular Checking0.00%0.00%
Business Checking Account – Minimum Investment $50
Rates Effective:
Checking Account TypeDividend RateAPY*
Business Checking0.00%0.00%
Grand Checking Account – Minimum Investment $1000
Rates Effective:
Checking Account TypeDividend RateAPY*
Grand Checking0.05%0.05%
Checking Plus Account***
Rates Effective:
Account BalanceDividend RateAPY*
$0.00 – $500.000.01%0.01%
$500.01 – Unlimited0.05%0.01% – 0.03%

Money Market Account Rates

Money Market Max Account – Minimum Investment $500 & Money Market Account***
Rates Effective:
Account BalanceTier Dividend RateAPY*
$0.00 – $9,999.990.20%0.20%
$10,000.00 – $24,999.990.25%0.25%
$25,000.00 – $49,999.990.30%0.30%
$50,000.00 – $99,999.990.35%0.35%
$100,000.00 – Unlimited0.55%0.55%
Health Savings Account** – Minimum Investment $100
Rates Effective:
Account BalanceTier Dividend RateAPY*
$0.00 – $9,999.990.20%0.20%
$10,000.00 – Unlimited0.25% 

IRA Rates

IRA Investment Account – Minimum Investment $100
Rates Effective:
Account Type Dividend RateAPY*
Traditional Share Accounts0.10%0.10%
Roth/Education Share Accounts0.10%0.10%
IRA Certificates – Minimum Investment $1,000
Rates Effective:
Certificate TermsDividend RateAPY*
12 Month Roth/Traditional/Educational0.90%0.90%
24 Month Roth/Traditional/Educational1.00%1.01%
26 Month Roth/Traditional/Educational (Promotional offer – maximum deposit $250,000) 1.74%1.75%
36 Month Roth/Traditional/Educational1.25%1.26%
48 Month Roth/Traditional/Educational 1.35%1.36%
60 Month Roth/Traditional/Educational 1.75%1.77%
12 Month Variable/Traditional***0.45%0.45%

Certificate Account Rates

Certificate Accounts – Minimum Investment $1,000
Rates Effective:
Certificate TermsDividend RateAPY*
3 Month Certificate0.35%0.35%
6 Month Certificate0.60%0.60%
12 Month Certificate0.90%0.90%
24 Month Certificate1.00%1.01%
26 Month Certificate (Promotional offer – maximum deposit $250,000) 1.74%1.75%
36 Month Certificate1.25%1.26%
48 Month Certificate1.35%1.36%
60 Month Certificate1.75%1.77%
84 Month Certificate2.20%2.22%
Variable Choice Certificate***0.45%0.45%
Health Savings Account (HSA) Certificates – Minimum Investment $500
Rates Effective:
Certificate TermsDividend RateAPY*
HSA 6 Month Certificate0.60%0.60%

Special Certificates for Diamond and Platinum Rewards Members

Special Certificate Accounts – Minimum Investment $25,000
Rates Effective:
Certificate TermsDividend RateAPY*
6 Month Certificate0.65%0.65%
12 Month Certificate0.95%0.96%
24 Month Certificate1.05%1.06%
26 Month Certificate (Promotional offer – maximum deposit $250,000) 1.74%1.75%
36 Month Certificate1.30%1.31%
48 Month Certificate1.40%1.41%
60 Month Certificate1.80%1.82%

Effective date: 

*APY=Annual Percentage Yield

**Tiered Accounts: Only Savings (Share), Savings Plus, Checking Plus, and HSA Money Market accounts are true tiered accounts. The dividend rate is paid based on the appropriate dollars in that level.

***Certain Saver accounts, 12-Month Variable/Traditional IRA Certificate accounts, and Variable Choice Certificate accounts have been discontinued as of 1/1/17. Money Market accounts have been discontinued as of 4/1/16. Savings and Checking Plus accounts have been discontinued as of 10/1/11. Posted rates are for existing account holders.

Early withdraw penalties may apply to certificates and IRA certificates accounts.

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