Rates as low as 5.00% APR on Balance Transfers for the life of the transaction, plus earn a $50 bonus if you transfer $2,500 or more within the first 30 days.*
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*APR = Annual Percentage Rate. Click here for full product disclosures. Credit card “as low as” rates are variable and subject to change based on market conditions. Actual rates based on creditworthiness and other qualifications, so your rate may
differ. Foreign credit card transactions are subject to a 2% fee per transaction. Balance Transfer offers valid 08/01/2017–09/30/17. $50 bonus is for new credit cards only and must be funded by 09/30/17.
Bonus payment will be deposited into Membership Savings account by 11/04/17. Balance transfers must be processed during the first 90 days of account opening and by Credit Union personnel to receive
5.00% APR for life of the transaction. Actual rates range from 5.00%–10.00% and depend on credit history, so your rate may differ. Online banking and overdraft transfers are processed as cash advance
transactions and do not qualify. Balance Transfer proceeds may not be used to pay down or towards another IBMSECU loan or debt. Other terms and conditions may apply, contact a Loan Advisor for details.