Open a Visa® Platinum Credit Card from 8/1/18 - 9/30/18 and get a rate as low as 5.75% APR on Balance Transfers for the life of the transaction, plus earn a $50 bonus if you transfer $2,500 or more within the first 30 days.*
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*APR = Annual Percentage Rate. Click here for full product disclosures. Credit card “as low as” rates are variable and subject to change based on market conditions. Actual rates based on creditworthiness and other qualifications, so your rate may differ. Foreign credit card transactions are subject to a 2% fee per transaction. Bonus payment offers valid 08/01/2018–09/30/18. $50 bonus is for new credit cards only; credit card must be granted by 09/30/18. Bonus payments will be deposited into membership savings account by 11/05/18. Balance transfers must be processed during the first 90 days of account opening and by credit union personnel to receive 5.75% APR for life of the transaction. Actual balance transfer rates range from 5.75%–10.75% and depend on credit history, so your rate may differ. Online banking and overdraft transfers are processed as cash advance transactions and do not qualify as a balance transfer transaction. Balance transfer proceeds may not be used to pay down or towards another IBMSECU loan or debt. Other terms and conditions may apply, contact a loan advisor for details.