Thinking about home renovations, a vacation, or other expenses? Now is a great time to take out a Home Equity Line of Credit.
Rates as low as 3.50% APR* for 12 months* when
you take an initial draw of $10,000 or more at closing.
After 12 months or if your initial draw is less than
$10,000, your rate will be as low as the Prime Rate (currently 5.00% APR) + .75%.
Our Home Equity Line of Credit offers:
- No closing costs*, application fees, or annual fees.
- Interest-only payment option, potential tax benefits*, and up to 90% of your home’s value.
Preapprovals in less than a day, and your account is accessible 24/7.
- Convenient repayment options.
Apply for your Home Equity Line of Credit online.
Or contact us to apply at 800.873.5100, ext. 7722 or email us at firstname.lastname@example.org
*APR = Annual Percentage Rate. Home Equity Line Of Credit (HELOC) rates are variable and based on creditworthiness and other factors, so your rate may differ. Rates subject to increase based on market conditions.
Maximum APR of 18.00%. Minimum credit line is $7,500. Applications must be received by 11/30/17 and funded by 1/31/18 to qualify for promotional offer. Must maintain a $10,000 average balance for the first 30
days to lock in promotional rate for 12 months. HELOC’s without the minimum draw can lock in a rate as low as Prime plus .75. If the HELOC is discontinued or paid off within 3 years, and the Credit Union paid your
closing costs, the Credit Union will be reimbursed for the actual closing costs up to a maximum of $400. Offer available on owner-occupied homes. No closing costs feature available on loans up to and including
$100,000. In certain circumstances, borrower may need to pay for appraisal and/or title fees, and property and flood insurance may be required. Consult your tax advisor on potential tax benefits. Certain states may
not be eligible. Other terms & conditions may apply, contact a Mortgage Representative for details.