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First Mortgage Promotion

Use our HomeAdvantage™ program this May, June, or July and we’ll waive your Credit Report Fee*

Plus, ask about our zero down payment mortgage for first-time homebuyers!

IBMSECU’s HomeAdvantage™ program** is the only resource you’ll need to search, buy, sell and save. 
The free, no-obligation program can help you find the home of your dreams, connect with a Realtor® and give you a valuable rebate and services all under one roof.

  • Apply and a pre-approval can be provided by the next business day
  • We offer home loans for purchases and refinances
  • Save on closing costs. Members don’t pay state intangible tax. Actual savings over banks, mortgage lenders and brokers is $600 on a $200,000 loan in Georgia and $400 in Florida
  • Get peace of mind with 60-day rate lock-in at no cost to you
  • Low, fixed rate loans with convenient 10-year to 30-year payment terms
  • Get adjustable rate loans up to $1,500,000
  • Search for homes and find a real estate agent online using our HomeAdvantage™ program**
  • Earn a rebate** at closing when you use an approved HomeAdvantage™ agent
  • We are committed to meeting your contract closing date. Four years in a row, 100% of our home loans met their sales contract date

Apply for your First Mortgage Online

For more information, call us at 800.873.5100, ext. 7722 or email us at

* APR = Annual Percentage Rate. Applications must be received and IBMSECU loan must fund on or before September 30, 2018, to qualify for promotional offer. First mortgage must be funded and serviced by IBMSECU. Loan approval subject to income and identification verification. First mortgage rates are based on creditworthiness and other factors, so your rate may differ. Rates on adjustable rate mortgages subject to increase based on market conditions. Member must use HomeAdvantage™ program for credit report fee to be waived. Credit report fee valued at $25.00. Offer subject to change without notice. Other terms and conditions may apply, contact a mortgage representative for details.

** HomeAdvantage™ program offered through CU Realty Services, LLC, a non-affiliated, third-party provider for IBMSECU, to which limitations apply. Visit for more information on real estate services. Member rebates are calculated on a percentage of the HomeAdvantage™ program-approved real estate agent’s commission, to be paid by check by CU Realty Services, LLC within sixty (60) days of the mortgage loan closing.



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