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First Mortgage Promotion

Use our HomeAdvantage™ program this April, May, or June and we’ll waive your Credit Report Fee*

Plus, ask about our zero down payment mortgage for first-time homebuyers!

IBMSECU’s HomeAdvantage™ program* is the only resource you’ll need to search, buy, sell and save. 
The free, no-obligation program can help you find the home of your dreams, connect with a Realtor® and give you a valuable rebate all under one roof.

  • Apply and a pre-approval can be provided by the next business day.
  • We offer 100% mortgage financing.
  • Save on closing costs. Members don’t pay state intangible tax. Actual savings over banks, mortgage lenders and brokers is between $400–$600** on a $200,000 loan.
  • Get peace of mind with a 60-day rate lock-in at no cost to you.
  • Low, fixed rate loans with convenient 10- to 30-year payment terms.
  • Jumbo loans up to $1,500,000.
  • Search for homes and find a real estate agent online using our HomeAdvantage™ program.*
  • Earn a rebate** when you use an approved HomeAdvantage™ agent.
  • Nine years in a row, 100% of our home loans met their sales contract date.

Apply for your First Mortgage Online

For more information, call us at 800.873.5100, ext. 7722 or email us at

*HomeAdvantage™ program offered through CU Realty Services, LLC, a non-affiliated, third-party provider for IBMSECU, to which limitations apply. Visit for more information on real estate services. Member rebates are calculated on a percentage of the HomeAdvantage™ program-approved real estate agent’s commission, to be paid by check by CU Realty Services, LLC, within sixty (60) days of the mortgage loan closing.
**Applications must be received and loans must fund on or before August 30, 2019, to qualify for promotional offer. First mortgage must be funded and serviced by IBMSECU. Loan approval subject to income and identification verification. First mortgage rates are based on creditworthiness and other factors. Rates on adjustable rate mortgages subject to increase based on market conditions. Credit Union members do not pay intangible tax. On a $200,000 loan, the savings can be up to $600 in Georgia and $400 in Florida. Member must use HomeAdvantage™ program for credit report fee to be waived. Credit report fee valued at $30.00. Offer subject to change without notice. Other terms and conditions may apply, contact a mortgage representative for details.



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