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IBMSECU is moving to iTHINK Financial! IBMSECU will have a new name, iTHINK Financial, as of Monday, March 2, 2020. Click here for more information.
Martin Luther King, Jr. Day Closure: We will be closed in observance of Martin Luther King, Jr. Day on Monday, January 20. View our holiday closure schedule.
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Debt Consolidation Promotion

Resolve To Eliminate Debt In 2020

The new year is here and it’s time to get your finances in order, starting with your debt. Our loan experts want to help lower your payments and reduce your interest expense so you can reduce your debt burden in 2020.

LIMITED TIME OFFER
Balance Transfers as low as 5.49% APR* from 1/1/20–1/31/20
 

IBMSECU’s low-rate loan options for consolidating your debt into one low payment include:

Term Loan: 

  • No application fee
  • Fixed-rate; affordable payments
  • No prepayment penalties
  • Borrow from $500 to $25,000***
     

New IBMSECU Visa® Platinum Credit Card:*

  • Special balance transfer offer in the first 90 days—as low as 5.49% APR for the life of the transaction**
  • Credit limits up to $50,000*
  • No annual fee, application fee, cash advance fee or balance transfer fee

 
FIND OUT HOW YOU CAN CONSOLIDATE YOUR DEBT TODAY! Click here to apply online
.

Or contact us to apply at 800.873.5100, ext. 7701 or email us at loans@ibmsecu.org




   

*APR = Annual Percentage Rate. Credit card “as low as” rates are variable and subject to change based on market conditions. Actual rates based on creditworthiness and other qualifications, so your rate may differ. Foreign credit card transactions are subject to a 2% fee per transaction. Offer valid January 1, 2020 to January 31, 2020. Home Equity Lines of Credit (HELOC), mortgage refinances and car loan refinances are also available for debt consolidation options. For credit scores below 660, lower maximum credit limits apply. Other terms and conditions may apply, contact a Loan Advisor for details.

** Balance transfers must be processed during the first 90 days of account opening and by credit union personnel to receive 5.49% APR for life of the transaction. Actual rates range from 5.49%–10.99% and depend on credit history, so your rate may differ. Online Banking and overdraft transfers are processed as cash advance transactions and do not qualify. Balance transfer proceeds may not be used to pay down or towards another IBMSECU loan or debt.

*** For credit scores below 660, lower maximum term loan amounts apply.

Events

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BALANCE Webinar: ARE YOU FINANCIALLY HEALTHY? on Jan 23

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Live Homebuyer Webinar on Jan 28

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Business Seminar/Webinar: How to Write a Business Plan on Jan 29

Learn More
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