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Online and Mobile Banking Scheduled Maintenance:
Online Banking and Mobile Banking will be unavailable due to regularly scheduled maintenance from 10:00 p.m. on Sunday, March 1 to 5:00 a.m. on Monday, March 2. Our online loan application will also be down for maintenance from 10:00 p.m. on March 1 until 8:00 a.m. on March 2. We apologize for this inconvenience.
Tax Statements are now available! All Members can now retrieve their 2019 Tax Statements in Online Banking by selecting "View Statement" from the slider menu (3 horizontal lines on the upper left of the screen). Learn more about your tax statement here.
IBMSECU is moving to iTHINK Financial! IBMSECU will have a new name, iTHINK Financial, as of Monday, March 2, 2020. Click here for more information.
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Auto Loan Promotion

Drive away with a great auto loan rate.

Choose IBMSECU for auto loans with great rates, fast approvals and personalized service.

  • Rates as low as 2.24% APR* from 2/1/20 - 2/29/20
  • Defer your first payment for 3 months*
  • Payments as low as $364 a month on a $23,000 loan*
  • Call Travelers at 800.842.5936 for a free auto insurance quote with special savings**
  • Extended warranty, payment protection and GAP total loss protection are available at significant savings**
  • Enjoy the benefits of a lower APR including:
    • .25% APR discount for having an IBMSECU Visa credit card in good standing*
    • .25% APR discount on your credit union auto loan when you use our Auto Buying Services***
    • .25% APR discount for deposit balances greater than $1,000*
    • .25% APR discount for checking account holders that set up automatic transfer payments to a new loan from an IBMSECU account*
  • Refinance your vehicle to reduce payments with no application or processing fees!*

Click here to apply online.

Or contact us to apply at 800.873.5100, ext. 7701 or email us at



* APR = Annual Percentage Rate. Auto loan “as low as” rates are for new and used vehicles, model years 2017–2020, up to a 36-month term. Promotional discounts cannot reduce APR below 2.24%. Longer terms are available at different rates. The above listed payment is based on a non-deferred payment loan for $23,000.00 for a 72-month term at 4.39%. Actual rates based on creditworthiness, so your rate may differ. First payment deferral is optional, however if utilized, your monthly payment may be higher than non-deferred payments. Not all members will qualify. Disclosed rates not applicable for refinance of existing credit union auto loans. $1,000 deposit relationship determined by aggregate balance in deposit accounts at the time application is submitted. A Visa credit card account in good standing is regarded as having complied with all IBMSECU contractual obligations, while not being subject to any form of sanction, suspension or disciplinary action. To receive discount for automatic payments, transfers must be made from an IBMSECU account. Other terms and conditions may apply, contact a loan advisor for details.

** Optional insurance programs offered through non-affiliated, third-party providers for IBMSECU and certain restrictions may apply and may not be available in all states. Contact the provider for details. Auto insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. Coverages, discounts, special program rates, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. © 2020 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.

*** Visit our website at or contact the credit union about applicable auto buying service options.


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