Skip to Content Skip to Sitemap
IBMSECU is 49! On September 17, 1969, IBMSECU was founded by a group of IBM employees who each deposited a quarter. On our 49th anniversary, we thank all of our members, volunteers, and employees for making our Credit Union what it is today!
image of couple sitting in new car

Auto Loan Promotion

Drive away with a great auto loan rate.

Choose IBMSECU for auto loans with great rates, fast approvals and personalized service.

  • Rates as low as 2.24% APR1 from 8/1/18 - 9/30/18
  • Defer your first payment for 3 months1
  • Payments as low as $329 a month on a $21,000 loan*
  • Defer your first payment for 3 months*
  • Call Travelers at 800.842.5936 for a free auto insurance quote with special savings2
  • Extended warranty, payment protection and GAP total loss protection are available at significant savings2
  • Reap the benefits of rate-lowering APR discounts including:
    • .25% APR discount for having an IBMSECU Visa credit card in good standing1
    • .25% APR discount on your credit union auto loan when you use our Auto Buying Services3
    • .25% APR discount for deposit balances greater than $1,0001
    • .25% APR discount for checking account holders that set up automatic transfer payments to a new loan from an IBMSECU account1
  • Refinance your vehicle to reduce payments with no application or processing fees!      

Click here to apply online.

Or contact us to apply at 800.873.5100, ext. 7701 or email us at


1 APR = Annual Percentage Rate. Auto loan “as low as” rates are for new and used vehicles, model years 2015–2018, up to a 36-month term. Promotional discounts cannot reduce APR below 2.24%. Longer terms are available at different rates. The above listed payment is based on a non-deferred payment loan for $21,000.00 for a 72-month term at 3.89%. Actual rates based on creditworthiness, so your rate may differ. First payment deferral is optional, however if utilized, your monthly payment may be higher than non-deferred payments. Not all members will qualify. Disclosed rates not applicable for refinance of existing credit union auto loans. $1,000 deposit relationship determined by aggregate balance in deposit accounts at the time application is submitted. To receive discount for automatic payments, transfers must be made from an IBMSECU account. Other terms and conditions may apply, contact a loan advisor for details.

2 Optional insurance programs offered through non-affiliated, third-party providers for IBMSECU and certain restrictions may apply and may not be available in all states, contact the provider for details. Auto insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. Coverages, discounts, special program rates, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. © 2018 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.

3 Visit our website at or contact the credit union about applicable auto buying service options.


Event Icon

Women's 2018 Tax Law Changes Seminar and Webinar on Sep 20

Learn More
Event Icon

Live Homebuyer Webinar on Sep 25

Learn More
Event Icon

Financial Planning & Investment Services "Meet and Greets" on Oct 1 - Nov 1

Learn More
Scroll to Top