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Auto Loan Promotion

Drive away with a great auto loan rate.

Choose IBMSECU for auto loans with great rates, fast approvals and personalized service.

  • Rates as low as 2.74% APR* from 6/1/19 - 6/30/19
  • Defer your first payment for 3 months*
  • Payments as low as $362 a month on a $23,000 loan*
  • Defer your first payment for 3 months*
  • Call Travelers at 800.842.5936 for a free auto insurance quote with special savings**
  • Extended warranty, payment protection and GAP total loss protection are available at significant savings**
  • Reap the benefits of rate-lowering APR discounts including:
    • .25% APR discount for having an IBMSECU Visa credit card in good standing*
    • .25% APR discount on your credit union auto loan when you use our Auto Buying Services***
    • .25% APR discount for deposit balances greater than $1,000*
    • .25% APR discount for checking account holders that set up automatic transfer payments to a new loan from an IBMSECU account*
  • Refinance your vehicle to reduce payments with no application or processing fees!      

Click here to apply online.

Or contact us to apply at 800.873.5100, ext. 7701 or email us at



* APR = Annual Percentage Rate. Auto loan “as low as” rates are for new and used vehicles, model years 2016–2019, up to a 36-month term. Promotional discounts cannot reduce APR below 2.74%. Longer terms are available at different rates. The above listed payment is based on a non-deferred payment loan for $23,000.00 for a 72-month term at 4.09%. Actual rates based on creditworthiness, so your rate may differ. First payment deferral is optional, however if utilized, your monthly payment may be higher than non-deferred payments. Not all members will qualify. Disclosed rates not applicable for refinance of existing credit union auto loans. $1,000 deposit relationship determined by aggregate balance in deposit accounts at the time application is submitted. To receive discount for automatic payments, transfers must be made from an IBMSECU account. Other terms and conditions may apply, contact a loan advisor for details.

** Optional insurance programs offered through non-affiliated, third-party providers for IBMSECU and certain restrictions may apply and may not be available in all states. Contact the provider for details. Auto insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. Coverages, discounts, special program rates, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. © 2019 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.

*** Visit our website at or contact the credit union about applicable auto buying service options.


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