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Auto Loan Promotion

Choose the Auto Loan with Great Rates, Fast Approvals, and Personalized Service!

  • Rates as low as 1.74% APR1 from 5/1/17 - 6/30/17
  • Defer your first payment – your first isn’t due for 3 months1
  • Call Travelers at 800.842.5936 for a free auto insurance quote with special savings!2
  • Extended Warranty, Payment Protection and GAP Total Loss Protection are available at significant savings2     
  • Get a .50% APR discount for having an IBMSECU Visa Credit Card1
  • Get a .50% discount on your Credit Union auto loan when you use our Auto Buying Services3
  • Refinance your vehicle to reduce payments with no application or processing fees!

Click here to apply online.

Or contact us to apply at 800.873.5100, ext. 7701 or email us at


1 APR = Annual Percentage Rate. Rates as low as 1.74% APR on new and used vehicle model years 2014–2017, up to a 36-month term. For model years 2013 and older, rates are as low as 2.24% APR, up to 36 months. Longer repayment terms are available at different rates; call for details. Disclosed rates are based on a credit score of 720 or higher, include discount for new or existing IBMSECU credit card relationship in good standing, utilization of the Credit Union Auto Buying service and loan application during loan promotion. Promotional discounts cannot reduce Annual Percentage Rate below 1.74%. No other discounts apply for this promotion. First payment deferral is optional. Note: If you defer your first payment, your monthly payment may be higher than non-deferred payments. IBMSECU Auto Loans are subject to income, address and identification verification and credit approval. Please refer to a consumer loan disclosure available on our website or contact a Loan Advisor for full details. Disclosed rates not applicable for refinance of existing Credit Union car loans. Not all borrowers will qualify for the lowest rate and not all Members will qualify for a credit card. Actual rate will be based on creditworthiness, vehicle model year, credit card relationship, utilization of the Credit Union Auto Buying service and loan application date. Rates valid 5/1/17–6/30/17. Payment example: a 72-month loan for a 2014–2017 used vehicle of $21,000 at 3.14% fixed APR will have 72 monthly payments of $15.30 per thousand borrowed.

2 Optional insurance programs offered through non-affiliated, third-party providers for IBMSECU and certain restrictions may apply and may not be available in all states, contact the provider for details. Auto insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. Coverages, discounts, special program rates, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. © 2017 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.

3 Visit our website at or contact the Credit Union about applicable Auto Buying service options.


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