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Special Loans

Special Loans

We offer several different loan options to meet your needs:

Certificate Secured Loan – Use your Credit Union Certificate as collateral for your loan.

Term Loan – Borrow a small amount for any unexpected expense!

Stock Secured Loan – Use any stock listed on a major exchange as collateral for your loan.

We make it easy to apply!

Online (the fastest way to get a loan) – Click here to apply.

  • Call Us – We’ll mail or fax an application directly to you, just give us a call at 800.873.5100. (Fax us at 561.982.4798 or email us at loans@ibmsecu.org).
  • Visit – Stop by your nearest branch to apply in person.

Convenient Loan Repayment Options

  • Use QuickPay to pay your Credit Union loan using a credit card, your IBMSECU account, or an external account. Schedule one-time or recurring payments from your computer or phone 24/7.
  • Transfer your payment from your account at another financial institution using eTransfers or contact us to set up a recurrent Direct Payment.
  • Set up recurring scheduled automatic transfers from your Credit Union checking or savings account to your loan by using Online Banking.
  • Make one-time transfers from your Credit Union checking or savings account to your loan by using Online Banking, Mobile Banking, or Telephone Banking.
  • Make payment by mail or at a branch or at a CO-OP Shared Branch.
  • Set up email or text alerts through eMessenger Alerts for convenient payment reminders.

Education



Use BALANCE’s Credit Score and Report Toolkit to learn how to understand your credit report and how to make informed choices when using your credit.

Events

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Financial Planning & Investment Services "Meet and Greets" on Oct 1 - Nov 1

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International Credit Union Day on Oct 18

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BALANCE Webinar: SAFEGUARDING KIDS’ IDENTITY AND ONLINE PRIVACY on Oct 18

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