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IBMSECU is moving to iTHINK Financial! IBMSECU will have a new name, iTHINK Financial, as of Monday, March 2, 2020. Click here for more information.
Martin Luther King, Jr. Day Closure: We will be closed in observance of Martin Luther King, Jr. Day on Monday, January 20. View our holiday closure schedule.
Special Loans

Special Loans

We offer several different loan options to meet your needs:

Term Loan – Borrow a small amount for any unexpected expense!

 
Certificate Secured Loan
 – Use your Credit Union Certificate as collateral for your loan.

 
Share Secured Loan
 – Use your Credit Union Share Account as collateral for your loan.

We make it easy to apply!

Online (the fastest way to get a loan) – Click here to apply.

  • Call Us – We’ll mail or fax an application directly to you, just give us a call at 800.873.5100. (Fax us at 561.982.4798 or email us at loans@ibmsecu.org).
  • Visit – Stop by your nearest branch to apply in person.

Convenient Loan Repayment Options

  • Use QuickPay to pay your Credit Union loan using a credit card, your IBMSECU account, or an external account. Schedule one-time or recurring payments from your computer or phone 24/7.
  • Transfer your payment from your account at another financial institution using eTransfers or contact us to set up a recurrent Direct Payment.
  • Set up recurring scheduled automatic transfers from your Credit Union checking or savings account to your loan by using Online Banking.
  • Make one-time transfers from your Credit Union checking or savings account to your loan by using Online Banking or our Mobile Banking App.
  • Make payment by mail or at a branch or at a CO-OP Shared Branch.
  • Set up email or text alerts through eMessenger Alerts for convenient payment reminders.

Education



Use BALANCE’s Credit Score and Report Toolkit to learn how to understand your credit report and how to make informed choices when using your credit.

Events

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BALANCE Webinar: ARE YOU FINANCIALLY HEALTHY? on Jan 23

Learn More
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Live Homebuyer Webinar on Jan 28

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Business Seminar/Webinar: How to Write a Business Plan on Jan 29

Learn More
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