Skip to Content Skip to Sitemap
Fraud Prevention Reminder:

While IBMSECU actively monitors your accounts for potential fraud, please remember that we will NEVER initiate a call or email asking for your card PIN, Online Banking username and password, or full card number. If you have any doubt about the validity of a phone call or email you receive from us, please call our direct number at 800.873.5100 to speak with us immediately.

Special Loans

Special Loans

We offer several different loan options to meet your needs:

Term Loan – Borrow a small amount for any unexpected expense!

 
Certificate Secured Loan
 – Use your Credit Union Certificate as collateral for your loan.

 
Share Secured Loan
 – Use your Credit Union Share Account as collateral for your loan.

We make it easy to apply!

Online (the fastest way to get a loan) – Click here to apply.

  • Call Us – We’ll mail or fax an application directly to you, just give us a call at 800.873.5100. (Fax us at 561.982.4798 or email us at loans@ibmsecu.org).
  • Visit – Stop by your nearest branch to apply in person.

Convenient Loan Repayment Options

  • Use QuickPay to pay your Credit Union loan using a credit card, your IBMSECU account, or an external account. Schedule one-time or recurring payments from your computer or phone 24/7.
  • Transfer your payment from your account at another financial institution using eTransfers or contact us to set up a recurrent Direct Payment.
  • Set up recurring scheduled automatic transfers from your Credit Union checking or savings account to your loan by using Online Banking.
  • Make one-time transfers from your Credit Union checking or savings account to your loan by using Online Banking or our Mobile Banking App.
  • Make payment by mail or at a branch or at a CO-OP Shared Branch.
  • Set up email or text alerts through eMessenger Alerts for convenient payment reminders.

Education



Use BALANCE’s Credit Score and Report Toolkit to learn how to understand your credit report and how to make informed choices when using your credit.

Events

Event Icon

IBMSECU early closure for Christmas Eve on Dec 24

Learn More
Event Icon

IBMSECU closed for Christmas Day on Dec 25

Learn More
Event Icon

IBMSECU early closure for New Year's Eve on Dec 31

Learn More
Scroll to Top