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Fraud Prevention Reminder:

While IBMSECU actively monitors your accounts for potential fraud, please remember that we will NEVER initiate a call or email asking for your card PIN, Online Banking username and password, or full card number. If you have any doubt about the validity of a phone call or email you receive from us, please call our direct number at 800.873.5100 to speak with us immediately.

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Home Mortgage Loans

We make your home buying and refinancing experience as easy as possible!

We offer a variety of mortgage options to meet your needs, from purchasing a new home, to refinancing your home, to taking equity out of your home for college tuition, home renovations a new car, a vacation, retirement expenses, or whatever your heart desires.

First Mortgages

We offer traditional fixed-rate First Mortgages with options for 30, 20, 15, and 10-year terms.

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5/5 ARM

Our unique Adjustable Rate Mortgage allows you to lock in your variable rate in 5-year increments for the life of your loan.

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Home Equity Lines of Credit

Use this variable rate loan for home improvements, auto purchase, college tuition, debt consolidation or any expense that arises!

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Fixed Rate Second Mortgages

Use this fixed-rate loan for home improvements, debt consolidation, or any large purchase!

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Reverse Mortgages

Homeowners age 62 and older can use a reverse mortgage to access their home equity and convert it into tax-free funds.

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HARP Program Information

We are participating in the Home Affordable Refinance Program (HARP) with loans owned by Fannie Mae.

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Contact a Mortgage Advisor

Have questions about getting an IBMSECU mortgage? Contact us and we'll be happy to help! 

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Proof of Insurance

If you received a notice regarding home insurance, provide proof of coverage by clicking here: https://www.myloaninsurance.com/ibmsecu

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Events

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IBMSECU early closure for Christmas Eve on Dec 24

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IBMSECU closed for Christmas Day on Dec 25

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IBMSECU early closure for New Year's Eve on Dec 31

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