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Business loans

Business Loans

Apply Now!

IBMSECU understands the needs of your business and we are dedicated to your success.

Whether you need a commercial real estate loan, vehicle loan, or business line of credit, our Commercial Lending experts know your local challenges and opportunities and can help you get the right loan for your needs so that you can succeed!

Our Commercial Lending Products*

  • Commercial Real Estate Loans to purchase, refinance, or improve your property:
  • Up to 80% loan-to-value
  • Terms of 5 and 10 years and amortization up to 25 years
  • Variable or fixed rates
  • Up to 75% financing for investment property
  • No prepayment penalty
  • Business Lines of Credit to borrow the money you need, when you need it:
  • Interest-only payments
  • Simple and fast loan application process
  • Unsecured credit limits up to $100,000 – limits up to $1,000,000 available for secured lines of credit
  • Easy access to funds
  • Letters of Credit
  • Term Loans for equipment, expansion, and working capital
  • Business Vehicle Loans
  • Business Visa® Credit Cards

We make it easy to apply!

Apply Now

Click the Apply Now button above to start the business loan application process which includes a credit report check. A representative will follow up within two business days.

 

We also offer a variety of Business Products and Services

  • Business Checking
  • Payroll Services†
  • Merchant Processing†
  • Commercial Insurance†
  • Dental Benefits†
  • And more

Click here to view more information on our Business Services

For more information, contact a Commercial Lending Specialist at 800.873.5100, ext. 8799, businessloans@ibmsecu.org, or visit a branch near you.

 


*Contact our Member Business Lending Adviser at 800.873.5100, ext. 8799 or businessloans@ibmsecu.org for more information on the rates, terms, fees and conditions that may apply. All commercial loans are subject to credit approval. IBMSECU membership and a business deposit account relationship are required for a business loan. IBMSECU Membership required. The rate you receive may be based on your credit history and other factors. The loan rate may be adjusted on a monthly basis, depending on changes in the Prime Rate. Other restrictions may apply. For details on the Business Checking that’s Federally insured by NCUA, please refer to a Business Account Disclosure and Fee Schedule. IBMSECU is an Equal Housing Lender.

 

†Services provided by non-affiliated, third-party vendors.

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