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New Text Fraud Alerts: To help protect your account, we will now notify you via text message if we suspect a purchase made with your IBMSECU credit or debit card is fraudulent. If we do not get a response to the text or if you do not have a cell phone number on file with us, we will notify you with a phone call. Please verify your contact information through Online or Mobile Banking - just click on "Settings" and then select "My Account Profile."  
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Our educational articles and modules contain the answers to most of your financial questions. Check them out below: 

Toolkits and Workbooks

Surviving The Financial Crisis Workbook

BalanceFinancialCrisis_medium If you have found yourself in a situation where you can’t keep up with your bills due to unemployment or reduced income, BALANCE offers an 8-page workbook to help you address your finances until you can get back on your feet. This workbook will walk you through the steps you’ll need to take to prioritize your financial obligations and manage your bills until your financial situation changes.

Dream It and Achieve It: How to Set and Attain Financial Goals

dreamit200x60_medium BALANCE offers an educational mini-site that teaches you how to achieve your financial goals through a simple plan and the power of time.

myBalance: A Budgeting Tool from BALANCE

MyBalance_200x60 Create a realistic, livable and accurate budget by using this self-guided web-based tool. You’ll find tools for tracking expenses, tips for taking control of your personal finances, direction on reducing debt and education specific to your areas of challenge. You’ll receive a personalized analysis of your current financial situation, and you’ll get an opportunity to receive a free (confidential) counseling session to create a plan of action.

Natural Disaster Financial Toolkit

NDFT_200x60_medium This toolkit, offered through BALANCE, can help you piece your financial life back together in the wake of a disaster such as a flood, fire, hurricane, tornado, etc. Prepare yourself today, before the unexpected happens.

Credit Report & Score Toolkit

creditreport200x60 Use BALANCE’s free Credit Report & Score Toolkit to learn how you can best use your credit to open up financial possibilities for yourself.

Financial Security After Divorce Toolkit

Financial security after divorce The end of a marriage is the beginning of an entirely new set of financial circumstances. This toolkit can give you information to help you prepare your finances before, during, and after this time of transition.

Retirement Preparation Toolkit

Retirement Preparation Whether it’s decades away or right around the corner, retirement is a time when money shouldn’t have to be a stressful issue. With proper planning, you can position your senior years as a time of financial peace and tranquility. This toolkit can help you create a workable plan for preparing your finances for your golden years.


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Live Homebuyer Webinar on Jul 31

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Marietta Branch Grand Re-Opening Celebration on Aug 8

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