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Checkbook

Personal Checking Account

 

Frequently Asked Questions

 

All Checking Accounts Include*

  • Automatic overdraft protection from your membership Savings account 
  • Free Visa® Debit Card with access to over 60,000 surcharge-free ATMs (at the Credit Union or ATMs displaying the Allpoint, CULIANCE, CUHere, and Moneypass network logos) 
  • Unlimited deposits and withdrawals 
  • Unlimited check writing 
  • 24/7 account access through Online, Mobile, and Telephone Banking 
  • Free Bill Pay 
  • Free Mobile Check Deposits and eTransfers 
  • Free text and email account alerts 

Helpful Links

Learn more about online Bill Pay

Reorder your checks here

Check out our Member Rewards Program to learn how you can avoid fees and take advantage of valuable services.
Checking Account Management - Financial Toolkit from Balance






Learn how to maintain your Checking account with the Checking Account Management Toolkit from BALANCE 

*APY = Annual Percentage Yield. Rates subject to change. IBMSECU accounts are subject to qualification. Please refer to ibmsecu.org or contact a Member Service Advisor for terms, conditions and fees. Message and data rates may apply for text banking. International Service Assessment (ISA) fees may apply to non-U.S. Debit card transactions. All checking accounts include free eStatements, with paper statements available for a $1.00 monthly fee. A $1.90 monthly service fee will be assessed each month on all personal Checking accounts except for myWallet Free Checking. Limit (1) monthly service fee per membership, even if you have more than one Checking account. Federally insured by NCUA.
 
**Identity Theft Protection and Credit Monitoring administered by a non-affiliated, third-party provider. 


***Must be at least eighteen (18) years old, or at least sixteen (16) years old with a qualified joint owner of at least eighteen (18) years of age or older, to open a myWallet Youth Checking account. 

Events

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IBMSECU early closure for Christmas Eve on Dec 24

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IBMSECU closed for Christmas Day on Dec 25

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IBMSECU early closure for New Year's Eve on Dec 31

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