Skip to Content Skip to Sitemap
IBMSECU is moving to iTHINK Financial! IBMSECU will have a new name, iTHINK Financial, as of Monday, March 2, 2020. Click here for more information.
Martin Luther King, Jr. Day Closure: We will be closed in observance of Martin Luther King, Jr. Day on Monday, January 20. View our holiday closure schedule.


Gain Financial Strength with an IRA.*

  • Traditional, Roth, or Education IRAs available
    • Traditional – offers tax-deferred growth
    • Roth – allows you to withdraw funds tax-free
    • Education – offers tax-free withdrawals to pay for higher education
  • No setup, maintenance, or closing fees
  • No annual fees
  • Excellent Annual Percentage Yields available
  • Rollover into an IRA at no cost     

How much can I contribute each year?

  • Contributions are up to $5,500 for Traditional IRAs and Roth IRAs
  • Contributions are up to $2,000 for Education IRAs
  • Special increase for ages 50+ – Ask about the extra $1,000 you can invest

IRA Resources

Click here for additional IRS information and to download current tax forms.

Calculators: Use our financial calculators to figure out how much you need to save for retirement and more.

Smart Tax Planning: Educational Module 

Contact us to open your IRA today!

Call your Credit Union representative at 800.873.5100 or email us at for more information.

*APY=Annual Percentage Yield. $1,000.00 minimum opening balance required. All IBMSECU Individual Retirement Accounts (IRA) are subject to address and identification verification and approval. Certain terms and conditions may apply. Please refer to Important Information for Our Members and Membership Fees & Service Charges or contact a Member Service Advisor for details the fees, penalties, terms and conditions that may apply.


Event Icon


Learn More
Event Icon

Live Homebuyer Webinar on Jan 28

Learn More
Event Icon

Business Seminar/Webinar: How to Write a Business Plan on Jan 29

Learn More
Scroll to Top