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Careers

What Makes IBM Southeast Employees’ Federal Credit Union Unique?
Our personalized service. Without it, we’d be just another financial institution!

We believe our employees are the key to our competitive advantage and success. Service Excellence is the primary goal of each employee. We define Service Excellence as building trust and respect by knowing our Members and providing the right solutions for their needs in a timely, accurate and memorable way.

Our Members expect Service Excellence and our committed staff of knowledgeable professionals work to exceed Member expectations each and every day. If you have the desire to join our team, we would love to hear from you!

Available career opportunities: 
  

INDIRECT LENDING SPECIALIST

Location:   1000 NW 17th Avenue, Delray Beach, FL  33445

Status: Non-Exempt

Job Overview:

Research background information on indirect loan applicants and resolve discrepancies. Process indirect loan applications issued through vehicle dealers or other retail vendors in accordance with credit union standards. Perform a variety of support duties related to the indirect lending function within the Credit Union.

Job Requirements:

Job requires a four year college degree in accounting, finance or related business field and one to four years’ experience in Consumer Indirect Lending / Vehicle Dealership Financing, or an equivalent combination of education and/or work experience. Formal position training should be supplemented with continuing education.

Job Duties:

  • Assists with the procuring the loan documents and auditing the submitted loans from vendor including membership application/account opening.
  • Insurance regulations and evidence of insurance to Allied.
  • Analyzes and corrects discrepancies created from contracts and balances GL entries daily.
  • Analyzes/monitors ACH transfers to and from Indirect GL.
  • Procures Title work/assists members with title issues.
  • Liaison to dealer for contractual or miscellaneous details including membership forms, retail contracts, etc.
  • Assists Title desk on satisfactions, etc.
  • Reports on Title work, loans pending title.
  • Implements/monitors rates and acts as a SAIL admin for indirect.
  • Back up Call Center/funding/processing and other activities/vacations.
  • Liaison to loan officer/assists loan officer in admin items.
  • Updates and distributes rates sheets/audits rate sheets.
  • Funds indirect loans, liaison to accounting for discrepancies.
  • Markets CU products to members post sale follow up.
  • Responsible for all aftermarket CU promotional items/liaison to dealer finance managers.
  • Input indirect loans into FDI.
  • Procure and maintain NCUA regulated documents/financials on each dealer including OFAC, BBB, Financials, and State Licensing.
  • Insures CRIF Billing accurate and balanced.
  • Other duties as assigned.

MEMBER SERVICE ADVISOR (dual responsibilities for South Cobb and Wildwood)

Location: 3200 Windy Hill Road, Suite 180- East, Atlanta, GA  30339

Status: Non- Exempt

Welcome members to the Credit Union, and deliver excellent service by identifying member needs and financial solutions. Process consumer loan applications, make loan decisions, process transactions, and account changes according to member requests and credit union policies and procedures.

Job Duties:

  • Deliver products and services to meet members’ financial needs.
  • Provide members with the most recent accurate information about the features and benefits.
  • Open member accounts and process transactions.
  • Process consumer loan applications.
  • Process teller transactions

MORTGAGE SERVICING MANAGER

Location: 1000 NW 17th Avenue, Delray Beach, FL  33445

Status: Exempt     

Job Overview:  Plan, organize, staff, direct and evaluate the mortgage servicing, closing and administrative activities for first and second mortgages, ensuring safety and soundness of the credit union. Ensure all mortgage loans have been accurately and efficiently funded, payments posted correctly and escrows are paid promptly when due. Oversee credit reporting of mortgages and maintenance with reporting agencies. Oversee reporting, remitting and reconciliation of portfolio and FNMA loans. Oversee mortgage loan sales into secondary market. Participate in mortgage restructuring activities, including the HAMP program and custom workouts. Develop new programs as instructed.

Job Requirements:

Job requires a four year college degree along with requisite level of language, math and reasoning skills. Five years’ experience in a related field with equal responsibilities is acceptable. Formal position training should be supplemented with continuing education.

  • Extensive knowledge of Credit Union’s products and services.
  • Extensive knowledge of organization’s policies/procedures and service philosophy.
  • Ability to work on complex assignments, within precise standardized guidelines, with latitude to make decisions and take initiative to resolve problems or unique circumstances.
  • Ability to conduct personnel functions according to CU rules and policies.
  • Ability to organize and manage staff.
  •  Ability to exhibit leadership, professionalism and support for management decisions.
  • Extensive knowledge of laws and regulations affecting consumer, mortgage and credit card lending.
  • Thorough knowledge of BSA Policy and Procedures.
  • Thorough knowledge and proficiency of Credit Union’s computer systems and mortgage processing and servicing system.
  • Working knowledge of Mornet software system for FNMA loans for purpose of transmitting reports, delivering loans to MBS pools and servicing the loans in the various pools, as required by guidelines.                                                                                                                
  • Maintain a working knowledge of Windows related PC Software.
  • Ability to read and interpret financial reports received from various sources.
  • Ability to assess needs of multiple employees and prioritize requests to ensure that all members receive the highest quality service possible.
  • Extensive knowledge of safety and security programs, including but not limited to, false alarms, robberies, identity theft, and fraud.
  • Understand and follow highly complex written and oral instructions.
  • Ability to communicate clearly and concisely, both orally and in writing and understand complex instructions.

Job Duties:

  • Direct daily mortgage funding, post-closing, servicing and administrative operations. Oversee accounting function of mortgage disbursement and servicing. May delegate portion of responsibilities when necessary, but may not delegate overall responsibility for results nor any portion of accountability. Implement and execute all management-approved decisions.
  • Remain current on changes within the legal, regulatory, economic, competitive, and technology environments which may affect the mortgage lending and servicing function. Train and update direct reports with changes.
  • Make recommendations for hires, terminations, promotions, transfers, performance appraisals, training and development, and interpretation of credit union rules and policies for department personnel. Conduct all personnel functions in accordance with applicable statutes (e.g., EEO, OSHA, Fair Labor, etc.).
  • Maintain organizational structure established by President/CEO. Organize subordinate personnel into effective, efficient work groups. Ensure that direct reports are granted proper authority and responsibility to carry out assigned functions. Review work systems to reduce duplication of effort, unnecessary work and improve efficiencies where applicable.
  • Develop and maintain mortgage servicing operations policies. Conduct periodic audits of subsidiary accounts to ensure balancing and accuracy. Randomly audit mortgage loan files on a periodic basis.
  • Oversee sale of mortgage loans selected Originations for sale into secondary market.
  • Post mortgage loan rates set by mortgage origination manager and update Rate Line.
  • Evaluate the job performance of credit union staff to ensure quality of work and service to members. Institute performance standards for staff in order to achieve strategic goals.
  • Hold periodic staff meetings. Identify areas for improvement, changes in procedures, new developments, or changes in services. Keep staff up to date on trends, exchange of ideas, and general credit union information.
  • Participate in committee meetings regarding mortgage workouts and modifications. Assist in implementation of decisions for workouts and mods.
  • Direct reporting on HAMP assistance program and other special programs as they become available.
  • Direct call center activities for mortgage servicing function.

To inquire about our opportunities stop by the nearest branch, fax your resume to 561.226.5407 or email hr@ibmsecu.org. Or you can complete our employment application and fax it to us.

IBM Southeast Employees’ Federal Credit Union is an Equal Opportunity Employer and participates in E-Verify. It is our policy to recruit and select applicants for employment without regard to age, sex, religion, race, creed, color, national origin, marital status, veteran status or on the basis of a disability not limiting the applicant’s ability to perform satisfactorily the job available. No question on this form is intended to secure information to be used for such discrimination. It is the policy of the IBM Southeast Employees’ Federal Credit Union to provide reasonable accommodations or assistance, upon request, to assist disabled applicants or employees in completing this application.

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E-Verify® is a registered trademark of the U.S. Department of Homeland Security

 

Employee Benefits*:

  • Cigna POS Open Access – no waiting period
  • Dental, Vision & Hearing
  • Wellness Program
  • Tuition Reimbursement
  • Matching 401k
  • Paid Pension
  • Short & Long Term Disability
  • Life Insurance
  • Accidental Death and Dismemberment Insurance
  • Vacation and holidays
  • Competitive Salaries
  • Success Sharing
  • Long-term Career growth opportunities
  • Credit Union Services at no charge – online bill paying, checking, and more!

*Benefits may vary for part-time employees.