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Careers

 

What Makes IBM Southeast Employees’ Federal Credit Union Unique?
Our personalized service. Without it, we’d be just another financial institution!

We believe our employees are the key to our competitive advantage and success. Service Excellence is the primary goal of each employee. We define Service Excellence as building trust and respect by knowing our Members and providing the right solutions for their needs in a timely, accurate and memorable way.

Our Members expect Service Excellence and our committed staff of knowledgeable professionals work to exceed Member expectations each and every day. If you have the desire to join our team, we would love to hear from you!

To inquire about our opportunities stop by the nearest branch, fax your resume to 561.226.5407 or email hr@ibmsecu.org. Or you can complete our employment application and fax it to us.

IBM Southeast Employees’ Federal Credit Union is an Equal Opportunity Employer and participates in E-Verify. It is our policy to recruit and select applicants for employment without regard to age, sex, religion, race, creed, color, national origin, marital status, veteran status or on the basis of a disability not limiting the applicant’s ability to perform satisfactorily the job available. No question on this form is intended to secure information to be used for such discrimination. It is the policy of the IBM Southeast Employees’ Federal Credit Union to provide reasonable accommodations or assistance, upon request, to assist disabled applicants or employees in completing this application.

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E-Verify® is a registered trademark of the U.S. Department of Homeland Security

Employee Benefits*:

  • Cigna POS Open Access – no waiting period
  • Dental, Vision & Hearing
  • Wellness Program
  • Tuition Reimbursement
  • Matching 401k
  • Paid Pension
  • Short & Long Term Disability
  • Life Insurance
  • Accidental Death and Dismemberment Insurance
  • Vacation and holidays
  • Competitive Salaries
  • Success Sharing
  • Long-term Career growth opportunities
  • Credit Union Services at no charge – online bill paying, checking, and more!

*Benefits may vary for part-time employees.

Available career opportunities:

MORTGAGE SERVICING MANAGER

Location: 1000 NW 17th Avenue, Delray Beach, FL  33445

Status: Exempt     

Job Overview:  Plan, organize, staff, direct and evaluate the mortgage servicing, closing and administrative activities for first and second mortgages, ensuring safety and soundness of the credit union. Ensure all mortgage loans have been accurately and efficiently funded, payments posted correctly and escrows are paid promptly when due. Oversee credit reporting of mortgages and maintenance with reporting agencies. Oversee reporting, remitting and reconciliation of portfolio and FNMA loans. Oversee mortgage loan sales into secondary market. Participate in mortgage restructuring activities, including the HAMP program and custom workouts. Develop new programs as instructed.

Job Requirements:

Job requires a four year college degree along with requisite level of language, math and reasoning skills. Five years’ experience in a related field with equal responsibilities is acceptable. Formal position training should be supplemented with continuing education.

  • Extensive knowledge of Credit Union’s products and services.
  • Extensive knowledge of organization’s policies/procedures and service philosophy.
  • Ability to work on complex assignments, within precise standardized guidelines, with latitude to make decisions and take initiative to resolve problems or unique circumstances.
  • Ability to conduct personnel functions according to CU rules and policies.
  • Ability to organize and manage staff.
  •  Ability to exhibit leadership, professionalism and support for management decisions.
  • Extensive knowledge of laws and regulations affecting consumer, mortgage and credit card lending.
  • Thorough knowledge of BSA Policy and Procedures.
  • Thorough knowledge and proficiency of Credit Union’s computer systems and mortgage processing and servicing system.
  • Working knowledge of Mornet software system for FNMA loans for purpose of transmitting reports, delivering loans to MBS pools and servicing the loans in the various pools, as required by guidelines.                                                                                                                
  • Maintain a working knowledge of Windows related PC Software.
  • Ability to read and interpret financial reports received from various sources.
  • Ability to assess needs of multiple employees and prioritize requests to ensure that all members receive the highest quality service possible.
  • Extensive knowledge of safety and security programs, including but not limited to, false alarms, robberies, identity theft, and fraud.
  • Understand and follow highly complex written and oral instructions.
  • Ability to communicate clearly and concisely, both orally and in writing and understand complex instructions.

Job Duties:

  • Direct daily mortgage funding, post-closing, servicing and administrative operations. Oversee accounting function of mortgage disbursement and servicing. May delegate portion of responsibilities when necessary, but may not delegate overall responsibility for results nor any portion of accountability. Implement and execute all management-approved decisions.
  • Remain current on changes within the legal, regulatory, economic, competitive, and technology environments which may affect the mortgage lending and servicing function. Train and update direct reports with changes.
  • Make recommendations for hires, terminations, promotions, transfers, performance appraisals, training and development, and interpretation of credit union rules and policies for department personnel. Conduct all personnel functions in accordance with applicable statutes (e.g., EEO, OSHA, Fair Labor, etc.).
  • Maintain organizational structure established by President/CEO. Organize subordinate personnel into effective, efficient work groups. Ensure that direct reports are granted proper authority and responsibility to carry out assigned functions. Review work systems to reduce duplication of effort, unnecessary work and improve efficiencies where applicable.
  • Develop and maintain mortgage servicing operations policies. Conduct periodic audits of subsidiary accounts to ensure balancing and accuracy. Randomly audit mortgage loan files on a periodic basis.
  • Oversee sale of mortgage loans selected Originations for sale into secondary market.
  • Post mortgage loan rates set by mortgage origination manager and update Rate Line.
  • Evaluate the job performance of credit union staff to ensure quality of work and service to members. Institute performance standards for staff in order to achieve strategic goals.
  • Hold periodic staff meetings. Identify areas for improvement, changes in procedures, new developments, or changes in services. Keep staff up to date on trends, exchange of ideas, and general credit union information.
  • Participate in committee meetings regarding mortgage workouts and modifications. Assist in implementation of decisions for workouts and mods.
  • Direct reporting on HAMP assistance program and other special programs as they become available.
  • Direct call center activities for mortgage servicing function.