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Your Credit Union

Our History

In 1969, a group of IBM employees got together (each giving $0.25) to form IBM Southeast EFCU. Who would have thought that a set of quarters in 1969 would turn into one of the nation’s largest Credit Unions with more than $800 million in assets and more than 70,000 Members across the country?

What makes the IBM Southeast Employees’ Federal Credit Union Unique?

That’s a good question. We are a financial institution similar to the others, but one thing sets us apart and makes a difference…

Our Personalized Service, without it we’d be just another financial institution!

Join the Credit Union today and you’ll see the difference clearly. Read on to learn some of the many ways that we provide you with personalized service:

Our Mission is Service Excellence!

At IBM Southeast EFCU, we have made it our mission to provide our Members with what we call Service Excellence. This means that each and every experience you have with your Credit Union should be a memorable one.

We have even developed the Service Excellence Assurance Program to ensure that you are treated the way you deserve to be treated, like our most valuable asset!

You’re not only a Member – You’re an owner!

When you join the Credit Union, you automatically become an owner. We are a not-for-profit organization governed by a Board of Directors made up of Members like you, elected by you. What you have to say really matters!

Providing The Right Solutions To Your Needs!

You can turn to your Credit Union for the right solutions to all of your financial needs! We have a complete range of products and services including: Checking and Savings accounts, Money Market accounts, Certificates, IRAs, First and Second Mortgages, Car Loans, VISA credit cards, Business Services, and much more. You can access these products and services on your terms: in the branch, online, over the phone, via email and more!

Trust and respect, values we believe in!

We respect that you have many choices and we understand that by bringing your financial needs to the Credit Union, you have placed your trust in us. Our promise to you is that we have and will always strive to provide you with Service Excellence and Superior Financial Solutions!

Our Credit Union Staff

We are proud that our Credit Union staff is made up of people of many different cultures that speak many different languages. We work together to provide Service Excellence to our diverse Membership!

Feel confident your money is safe with us!

Your savings at IBM Southeast EFCU will continue to be federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a federal agency backed by the full faith and credit of the United States Government. For more information, please refer to NCUA’s Your Insured Funds.

5-Star BauerFinancial Rating!
IBM Southeast EFCU is honored to be recognized as a 5-Star rated institution by BauerFinancial, Inc., the nation’s leading bank and credit union rating and research firm! We’re proud to be on their “Recommended Credit Union Report” as a safe and financially sound Credit Union for our Members.


IBM Southeast Employees’ Federal Credit Union is a supporter of the World Council of Credit Unions, Inc. (WOCCU). For more than 30 years, WOCCU has been at the forefront of alleviating poverty around the world. Credit Unions provide a not-for-profit, self-sustaining structure that enables people to end the cycle of poverty. WOCCU has Credit Union development projects in 15 countries ranging from Afghanistan and Bolivia to Kenya and Uzbekistan. With support from IBM Southeast EFCU, WOCCU can enable poor families to improve their own conditions. To learn more about international Credit Union development, please visit http://www.woccu.org/.

IBM SOUTH FLORIDA QUARTER CENTURY CLUB & ALUMNI ASSOCIATION

Are you a South Florida IBMer? The IBM South Florida Quarter Century Club and Alumni Association, Inc. is currently soliciting members. The IBMSFQCCAA was formed to promote social and community activities for current and former IBM employees who live or have worked in South Florida.

Who’s eligible for membership?

  • Current and former IBM employees with a South Florida connection who have at least 5 years of service
  • Spouses of deceased IBM employees

Members will be able to utilize resources of the Association to find and connect with other IBM alumni and participate in Association sponsored sports and social activities. While you qualify to become an Association member by being a current or former employee with at least five years of service, membership in the IBMSFQCCAA is not automatic. You must apply for membership in the Association and pay the annual dues which have been set at $20.00 per year. You can apply for membership online at the organization’s website, http://www.ibmsfqccaa.org/. The website also contains detailed information about the organization and provides references to numerous IBM related internet sites as well as other places of interest.