Our many payment options and our low-closing-costs option make your mortgage more affordable.
We are committed to meeting your scheduled closing/contract purchase date – 100% of our mortgages closed by the committed date.*
Search for a home using MLS, find a Realtor, and earn a rebate at closing!
Our closing costs are substantially lower because the credit union is a not-for-profit organization.
On a waived escrow loan, our competitors typically charge a higher interest rate (up to .25%) or they charge a large one-time fee.
Get pre-approved today! There are no application fees and a variety of terms to fit your budget.
* 2014 average
** All IBM Southeast EFCU real estate loans are subject to certain terms, conditions, income and identification verification and credit approval. Click here or contact a Mortgage Advisor for information. EQUAL HOUSING LENDER. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
*** 2% periodic cap every five years; 6% lifetime change cap.
HomeAdvantage™ program offered through CU Realty Services, LLC; a non-affiliated, third-party provider for IBM Southeast EFCU, to which certain limitations apply. Rebates are calculated on a percentage of the HomeAdvantage™ program-approved real estate agent’s commission, to be paid by check by CU Realty Services, LLC within sixty (60) days of the mortgage loan closing. Home buyers or sellers are not eligible for the rebate if they use an agent outside of this network.
^ For a mortgage on a Georgia property as compared to financing through a bank.