First-time home buyers make their move
Make Your Move With An IBM Southeast EFCU First Mortgage.* Moving in to the home of your dreams has never been easier..
- Ask about our no-point First Mortgage feature
- Terms to fit your budget, including Fixed Rate and Adjustable Rate options
- Our many payment options and our Low-Closing-Costs option make your mortgage more affordable
- Take advantage of our 60-Day Rate Lock-In Feature
- No intangible tax payment (save up to $600 on a $200,000 loan)
- Our Credit Union will always service your mortgage – your mortgage payment and relationship is always with the Credit Union
- We are committed to meeting your scheduled closing/contract purchase date – 100% of our mortgages closed by the committed date.**
- We are a FNMA Home Affordable Refinance Program lender – even if you are upside down, by owing more on your mortgage than your home is currently worth, we may be able to help you save money by refinancing.
- Use our online mortgage calculators to find out how much you can afford, what your monthly payments will be, and more!
*All IBM Southeast EFCU real estate loans are subject to certain terms, conditions, income and identification verification and credit approval. Click here or contact a Mortgage Advisor for more information on the rates, terms, fees and conditions that may apply. IBM Southeast EFCU is a Federal National Mortgage Association (FNMA – Fannie Mae) Home Affordable Refinance Program (HARP) lender.