IBM Southeast Employees' Federal Credit Union

Making the right move is easier with a No-Closing-Costs First Mortgage* from IBM Southeast EFCU.

Our many payment options and our No-Closing-Costs option make your home more affordable*
Fixed Rate, Adjustable Rate and Hybrid Rate options are available for terms up to 40 years
Take advantage of our 60-Day Rate Lock-In during processing
No intangible tax payment (save up to $600 on a $200,000 loan)
The Credit Union does not sell mortgage servicing - your mortgage will remain with IBM Southeast EFCU
Ask about our no-point guarantee First Mortgage option!
Ask about our Home Equity Line of Credit as well

Your Credit Union is safe and sound!
IBM Southeast EFCU remains financially strong and your
funds are federally insured by NCUA to at least $250,000.

Save A Tree: By keeping your email address updated, we'll be able to send you important notifications and offers via email whenever possible. We'll save paper, printing, and postage costs and help the environment at the same time!

Email marketing@ibmsecu.org to update your email address. Please include your name, Member Number, and your new email address.

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*Borrower may need to purchase appraisal under certain conditions, and property, flood and mortgage insurance may be required. Certain conditions may apply regarding no-closing-costs offer. Mortgages with less than 20% equity subject to mortgage insurance. All IBM Southeast EFCU First Mortgages are subject to income, address and identification verification and credit approval. For more information, please refer to Consumer Handbook on Adjustable-Rate Mortgages and Buying Your Home - Settlement Costs and Helpful Information, or contact a Mortgage Advisor for full details onthe certain rates, terms, fees and conditions that may apply.