IBM Southeast Employees' Federal Credit Union

Going green starts with your money–and our VISA Platinum Credit Card is no exception.

Our VISA Platinum Credit Card has no gimmicks! This means no annual fees, application fees or transaction fees for balance transfers or cash advances. Plus, no rate increases if your payment is a few days late or your credit score changes.*

Rates as low as 7.90% APR*
Balances increase your REWARDS level – enjoy savings such as FREE Online Bill Paying and NO ATM Fees*
Free Convenience Checks – and optional Overdraft Protection for your Credit Union Checking account*
Spending limits up to $50,000
VISA’s Zero Liability Policy and optional Verified by VISA program protect you against fraud
Comprehensive Purchase Security and Warranty Manager services, Travel and Emergency assistance, Travel Accident and Auto Rental Insurance, and optional Payment Protection Insurance
24/7 account access via Online and Telephone Banking, and much more...
Fast and easy credit card approvals*

Log-in to Online Banking from our homepage to apply online today!

Your Credit Union is safe and sound!
IBM Southeast EFCU remains financially strong and your
funds are federally insured by NCUA to at least $250,000.

Save A Tree: By keeping your email address updated, we'll be able to send you important notifications and offers via email whenever possible. We'll save paper, printing, and postage costs and help the environment at the same time!

Email marketing@ibmsecu.org to update your email address. Please include your name, Member Number, and your new email address.

ATM/Branch Locator

Free Financial Seminars

Find Us On Facebook

*APR = Annual Percentage Rate. Not all Members will qualify for the lowest rate. Credit limit subject to final loan approval. All disclosed VISA Credit Card loan terms, fees and charges are accurate as of 1/1/09 and are subject to change. All IBM Southeast EFCU loans are subject to certain conditions and qualifications, including income, identification and address verification and credit approval. For more information, please contact a Member Service Advisor or refer to Your Loan Disclosures – VISA Credit Card Account Agreement and Loan Fees and Charges for full details on the certain rates, terms, fees and conditions that may apply, which includes the right of offset allowing the Credit Union to transfer funds from your deposit account(s) for repayment of any past due loan(s) without further notice. Transactions not covered under the VISA Zero Liability Policy are ATM and non-VISA branded PIN transactions. Optional Insurance programs offered through third-party vendors. See a REWARDS brochure for details. If your payment is not made prior to the 10th day after your payment due date, you will be charged a Late Payment Fee. Finance Charges may be assessed if your purchase balance payment in full is not made on or before your payment due date.