*All IBM Southeast EFCU Memberships, Share and Loan accounts and cards are subject to eligibility, income, address and identification verification, qualification and credit approval. Please refer to
Important Information for Our Members and
Membership Fees & Service Charges, or contact a Member Service Advisor for more details on the rates, terms, penalties, fees and conditions that may apply. APY=Annual Percentage Yield. Rates effective as of April 1, 2009, subject to change without notice. Credit Union Membership required for all accounts and services. Checking Plus Accounts require eStatements and a VISA Check Card, with three (3) checks cleared per month at no charge, and additional checks cleared with a $2 per check fee. The first $500 on deposit in a Checking Plus Account currently receives 7.50% APY, amounts exceeding $500 are subject to change quarterly. For details, please refer to a current Membership Disclosure, Fee Schedule and Share Account Rate Sheet available on our Web site, or contact a Member Service Advisor for more information. One (1) Savings Plus Account, and one (1) Checking Plus Account, allowed per Member.
