IBM Southeast Employees' Federal Credit Union

Great Rates And Bonus Discounts Let Our Members Drive A Better Deal!

Rates as low as 3.75% APR (special rate extended through 11/30/09)^*
Extended Warranty, Payment Protection and GAP Total Loss Protection are available at significant savings**
The free AutoAdvisors service can help you find the right car at the right price**
Terms up to 84 months
No application fee
Refinance your vehicle to reduce payments

Log-in to Online Banking from our homepage to apply online today!

Your Credit Union is safe and sound!
IBM Southeast EFCU remains financially strong and your
funds are federally insured by NCUA to at least $250,000.

Save A Tree: By keeping your email address updated, we'll be able to send you important notifications and offers via email whenever possible. We'll save paper, printing, and postage costs and help the environment at the same time!

Email marketing@ibmsecu.org to update your email address. Please include your name, Member Number, and your new email address.

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*APR=Annual Percentage Rate. Rates as low as 3.75% APR based on a credit score of 740 or higher on new auto loans up to 36 months. Rates as low as 4.75% APR based on a credit score of 740 or higher on new auto loans up to 72 months. Minimum credit score of 680 required for terms above 72 months. Terms up to 84 months also available. Used auto loan rates as low as 5.60% for 2005 – 2009 model years. Prevailing loan terms may apply on used auto loans. All rates above are for Members who sign up for electronic repayment. Actual rate will be based on creditworthiness and repayment method. All IBM Southeast EFCU auto loans may be subject to income, address and identification verification and credit approval. Please refer to Your Loan Disclosures and Loan Fees and Charges, or contact a Member Service Advisor for full details on rates, terms, fees and conditions. Refinance offer not valid on existing Credit Union loans. Discounts (other than New Member) do not apply. Rates valid 9/1/09 – 11/30/09.

**Optional insurance programs offered through third-party vendors and certain limitations may apply. AutoAdvisors Car Information and Buying Program is offered through AutoAdvisors Services, LLC, a third-party business partner of the Credit Union. AutoAdvisors receives a transactional fee from the dealer, not dependent on dealer profit. Please visit the AutoAdvisors page for contact information.