• Rates as low as 7.90% APR*
• Credit limits up to $50,000
• No Annual Fee
• No Cash Advance or Balance Transfer Fees
• Unlike many other credit card companies we will not default to a higher rate if your payment is a few days late

• Platinum - Credit Limits up to $50,000
• Classic - Credit Limits from $500-$10,000

It's easy to apply for your VISA Credit Card:

• Online - You will need to log-in to Online Banking to apply online. Click here to return to our homepage to log-in to Online Banking. Once logged in, click on the 'Loans' icon and follow the instructions. You must be a current Credit Union Member in order to use the Online Banking system. You can also download our Master Loan Application using Adobe Acrobat.
• In the Branch - Stop by or contact us at 800.873.5100 or 561.982.4700 or visa@ibmsecu.org.
• Over the Phone - Call LoanLine 24 at 877.354.LOAN (5626),
  24 Hours a day.

Ask us about setting up automatic payments through your Credit Union checking or savings account!

Listen to our True Price of Credit Podcast (click on the arrow to play):
 

Calculators: Use our financial calculators to figure out how long it will take to pay off your credit card bill and more.

 
Protect your VISA Credit Card with Verified by VISA:
Create your own personal password to ensure that only you can use your VISA Credit Card online. Then, shop online with confidence. Click here to sign up today or call 1.866.896.4692.


Activate a VISA Classic/Platinum Credit Card?
To activate your VISA Classic/Platinum Credit Card please contact us 24/7 at 800.873.5100 or 561.982.4700 for assistance.


Lost or stolen card?
To report your VISA Credit Card, VISA Check Card or ATM Card lost or stolen, please contact us 24/7 at 800.873.5100 or 561.982.4700 for assistance.


Credit Card or Check Card Disputes or Questions
For questions or disputes about your VISA Credit Card, VISA Check Card or ATM Card, please call 800.873.5100 or 561.982.4700 between 8:00 a.m. and 5:00 p.m. Monday through Friday or email visa@ibmsecu.org. 

Fax your Visa Credit Card disputes to 561.226.5414. 
Fax your Visa Check Card disputes to 561.226.5401.

For more information, please refer to VISA Credit Card Account Agreement
Loan Fee Schedule
Learn more about the VISA Zero Liability Policy


*APR = Annual Percentage Rate. Actual loan rate will be based upon the borrower'(s) creditworthiness. Credit subject to approval and income verification. Certain conditions may apply.