Your Credit Union will help you with the financing of an unexpected expense, debt consolidation, or anything you want or need.

Certificate Secured Loan - Use your Credit Union Certificate as collateral for your loan.

• Only $1,000 to open a certificate
• Great way to build credit
• Competitive rates
• Make payments through automatic transfer, Online Banking, Telephone Banking, by mail, or at a branch.

Little Loan - Borrow a small amount for any unexpected expense!

• Borrow from $1,000 to $5,000
• Competitive rates
• Make payments through automatic transfer, Online Banking, Telephone Banking, by mail, or at a branch.

Signature Lines of Credit - Use only what you need with this flexible loan option!

• Lines from $500 to $12,500
• No annual fee
• Competitive rates
• Make payments through automatic transfer, Online Banking, Telephone Banking, by mail, or at a branch.
• Access your line 24 hours a day via and Online Banking

Stock Secured Loan - Use any stock listed on a major exchange as collateral for your loan.

• Only $1,000 minimum
• Great way to build credit
• Competitive rates
• Make payments through automatic transfer, Online Banking, Telephone Banking, by mail, or at a branch.

We make it easy to apply!

• Online - In order to apply online, you will need to log on to Online Banking. Once logged on, click on the 'Loans' icon and follow the instructions. You must be a current Credit Union Member in order to use the Online Banking system. You can also download our Master Loan Application using Adobe Acrobat.
• Call Us - We'll mail or fax an application directly to you, just give us a call at 800.873.5100 or 561.982.4700.
  (Fax us at 561.982.4798 or e-mail us at loans@ibmsecu.org).
• Visit - Stop by your nearest branch to apply in person.
• Call 24/7 - Call LOANLINE 24 at 877.354.LOAN (5626), you'll find a representative ready to speak to you anytime - day or night!