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Credit Fraud and Identity Theft
 
How To Deter, Detect, & Defend Yourself Against Fraud:
  • What are sources of credit fraud & identity theft?
  • How can I protect myself from credit fraud?
  • What can I do to detect credit fraud?
  • I’m an identity theft victim. How can I defend myself?
  • What resources are available for identity theft and fraud victims?
    • Date Time Place
    Thursday, May 15th 6:30 P.M. - 8:00 P.M. Tampa MLK Branch


    Please RSVP to 800.873.5100, ext. 7739.

     
     
    How to Start Up and Operate a Successful Small Business
    Presented by Martin Kahn, SCORE Counselor
     
     
    Attendees will learn:
  • The 3 Cardinal Rules for Success
  • How SCORE can help entrepreneurs like you start-up and grow your business
  • Learn how to start a Business Plan
  • And more!
    • Date Time Place
    Tuesday, May 13th 7:00 P.M. - 8:30 P.M. PGA Branch


    Please RSVP to 561.982.4757 or 800.873.5100, ext. 4757.

     
     
    The Basics of Wills, Trusts and Estates
     
    Learn About:
  • What a will is and why you need one
  • What a trust is and why you might need one
  • What happens if you die without a will
  • Power of Attorney documents and living wills
  • And More!
    • Date Time Place
    Wednesday, May 21st
    		 12:00 noon - 1:00 P.M. Federal Center Branch
    Thursday, May 22nd
    		 6:30 P.M. - 8:00 P.M. Boca Headquarters
     
    For the Atlanta seminar, please RSVP to 678.651.1503 or 800.873.5100, ext. 1503. Light Lunch Will Be Provided!
     
    For the Boca seminar, please RSVP to 800.873.5100, ext 7739 or 561.982.7739.
     
    Homebuyer Seminar
    Come to one of our Homebuyer Seminars and receive a voucher for a $50 Home Depot Gift Certificate*
     
    Our Free Homebuyer Seminar is the Key to Your New Home
  • Tips for buying a home
  • Q&A's on financing a home
  • Home insurance
  • Real estate law and title
  • New products such as interest-only mortgages, 40-year fixed mortgages and bi-weekly payment programs
  • Home buying and selling services
  • And much more!
    • Date
    Time
    Place
    Tuesday, July 29th
    Wednesday, July 30th
    Thursday, July 31st
    8:30 A.M. - 4:00 P.M.
    By Appointment
     
    To R.S.V.P. or for more information about upcoming seminars, call 800.873.5100, ext. 7790 or 561.982.4700, ext. 7790 or e-mail mortgage@ibmsecu.org.

    *Voucher must be presented at time of application for a First Mortgage with IBM Southeast EFCU. $50 Gift Card will be mailed to you within 30 days of closing. Certain conditions and limitations may apply. Loan must be serviced by IBM Southeast EFCU. Home Depot is a registered trademark of Homer TLC, Inc. and is not affiliated with IBM Southeast EFCU.
     
     
     
     
    Seminar Topics
    These seminars will be presented at various branches throughout the year.
     
    Credit 101
    • Learn what your credit report contains
    • Learn how your credit score impacts your financial life
    • Learn techniques to improve your credit and credit score
    Due to the importance of this subject, a DVD of this seminar is available for our Members who are unable to attend in person. To request a free copy of this DVD, please email seminars@ibmsecu.org.  
     
    Basics of Wills, Trusts and Estates
    • Learn about wills and why consumers need one
    • Learn about trusts and why consumers need one
    • Learn what happens if you die without a will
    • Learn about Power of Attorney documents and living wills
    Auto Buying:  What the Dealers Don't Want You to Know
    • Learn about the 5 steps to buying a car
    • Learn about bump labels and how they differ from window stickers
    • Learn about the dealer's back-end profit
    • Learn the difference between trade-in value and actual cash value
    • Learn the secrets about 0% financing at a dealership and why the credit union's financing might be a better deal
    Building a Better Budget
    • Learn reasons to budget your money
    • Learn common obstacles to getting started on your budget
    • Learn about the key step you need to take before writing your budget
    • Learn the 3 main components of a budget
    • Learn how to overcome budget busters and how to stay motivated 
    Due to the importance of this subject, a DVD of this seminar is available for our Members who are unable to attend in person. To request a free copy of this DVD, please email seminars@ibmsecu.org.  
     
    A transcript of the Building a Better Budget seminar is also available.
     
    How to Start Up and Operate a Successful Small Business
    • Learn the 3 Cardinal Rules for Success
    • Learn how SCORE can help entrepreneurs like you start-up and grow your business
    • Learn how to start a Business Plan
    Credit Fraud and Identity Theft
    • Learn about the sources of credit fraud & identity theft
    • Learn how you can protect yourself from credit fraud
    • Learn what you can do to detect credit fraud
    • Learn how you can defend yourself if you become a victim of identity theft
    • Learn about what resources are available for identity theft and fraud victims
    Smart Youth Finance
    • Learn smart strategies for managing money
    • Learn how to prepare for future bills
    • Learn about opening and managing savings and checking accounts
    • Learn about building credit and using it wisely
    • Learn how and why you should invest your money
    A transcript of the Smart Youth Finance seminar is also available.
     
    Homebuyer Seminar
    • Learn tips for buying a home
    • Learn how you can finance a home
    • Learn about home insurance
    • Learn about real estate law and title
    • Learn about new products such as interest-only mortgages, 40-year fixed mortgages and bi-weekly payment programs
    • Learn about home buying and selling services
     
     


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