IBM Southeast Employees' Federal Credit Union

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Start saving for your future today! Your Credit Union offers you many savings options - to fit the way you live.

Easy access to your accounts from:

Online Banking
Automated Telephone Banking
VISA Check Card
Worldwide ATM Network (at the Credit Union or on ATMs displaying the PLUS, CU24 and Allpoint network logos)

Membership Savings Account - A flexible Savings Account made to fit your needs!

Opened when you join
Only a $5 deposit is needed
No minimum balance required to earn compounded interest
Joint accounts available

NEW Savings Plus - Enjoy the superior yield of 7.50% APY on your first $500 in deposits!*

To qualify for this account you must sign up for eStatements
The first $500 in deposits receives 7.50% APY. Amounts exceeding $500 follow the standard Share Account tiered-rate structure.
No minimum deposit is needed to open
No minimum balance required to earn compounded interest
Only one Savings Plus Account and one Checking Plus Account per Member may be opened

Certain Saver - For those who are dedicated to meeting their saving goals!

Earn highest yields of all savings accounts
$200 minimum balance required to open
To help you stick to your savings plan:
- No ATM Access
- $2.00 Fee for withdrawal
- Must have an automatic transfer of at least $20 per month
- No fee to roll funds into a Money Market Account or Certificate

Young Executive Savers - A head start for young adults!

For members ages 18-24
No minimum balance required to earn compounded interest
Checking account required
- No Minimum balance fee
- $25 needed to open
Pre-authorized Visa Classic Credit Card with $500 credit limit (Subject to final Credit Union approval.)

Find out about more about our many savings options:
Money Market Accounts, Certificates, IRAs, and Investments.

Call your Credit Union representative at 800.873.5100, 561.982.4700, or email us at serviceplus@ibmsecu.org for more information.

Listen to our 5 Ways to Master Your Money Podcast (click on the arrow to play):

Calculators: Use our financial calculators to figure out how long it will take to save for a major purchase, retirement, and more.

*APY = Annual Percentage Yield. All accounts are subject to qualification and certain conditions may apply. For details, please refer to a current Membership Disclosure, Fee Schedule and Share Account Rate Sheet, or contact a Member Service Advisor for more information. Only one Savings Plus Account and one Checking Plus Account per Member may be opened. Rate subject to change without notice. eStatement promotions are not valid with the Checking/Savings Plus accounts.

Help? | serviceplus@ibmsecu.org • National: 800.873.5100 | Local: 561.982.4700