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Diamond Level
Average monthly balance of all share accounts is $100,000 or more.

Membership Benefits:

  • No minimum checking balance required
  • Unlimited Check Writing
  • Online Banking - No fee
  • 24-hour Automated Telephone Banking Service - No fee
  • VISA Check Card - No fee
  • Online Bill Paying - No fee
  • Teller Assisted Transactions - No fee
  • Phone Assisted Transactions - No fee
  • All IBM Southeast EFCU ATMs - No fee
  • All non-Credit Union ATMs - No fee from IBM Southeast EFCU**
  • Monthly Surcharge Rebates upon request on non-Credit Union ATMs up to $10
  • Premium Rates on Certificates
  • Personal Account Officer
  • Wallet Duplicate Checks - No fee
  • AmEx Travelers/Gift Cheques & Money Orders - No fee from IBM Southeast EFCU**
  • Notary service and signature guarantee - No fee from IBM Southeast EFCU**
  • And much more
 

Platinum Level
Average monthly balance of all share accounts is $25,000 or more OR average monthly balance of all loans/VISA Credit Cards is $40,000 or more (all first mortgage balances excluded).

Membership Benefits:

  • No minimum checking balance required
  • Unlimited Check Writing
  • Online Banking - No fee
  • 24-hour Automated Telephone Banking Service - No fee
  • VISA Check Card - No fee
  • Online Bill Paying - No fee
  • Teller Assisted Transactions - No fee
  • Phone Assisted Transactions - No fee
  • All IBM Southeast EFCU ATMs - No fee
  • All non-Credit Union ATMs - No fee from IBM Southeast EFCU**
  • Monthly Surcharge Rebates upon request on non-Credit Union ATM up to $6
  • Premium Rates on Certificates
  • Wallet Duplicate Checks - No fee
  • AmEx Travelers/Gift Cheques & Money Orders - No fee from IBM Southeast EFCU**
  • Notary service and signature guarantee - No fee from IBM Southeast EFCU**
  • And much more

Comparison of all Rewards Levels


Gold Level
Average monthly balance of all share accounts is $4,000 or more OR average monthly balance of all loans/VISA Credit Cards is $25,000 or more OR Have an active Credit Union First Mortgage, Second Mortgage or Home Equity Line of Credit.*

Membership Benefits:

  • No minimum checking balance required
  • Unlimited Check Writing
  • Online Banking - No fee
  • 24-hour Automated Telephone Banking Service - No fee
  • VISA Check Card - No fee
  • Online Bill Paying - No fee
  • Teller Assisted Transactions - No fee
  • Phone Assisted Transactions - No fee
  • All IBM Southeast EFCU ATMs - No fee
  • All non-Credit Union ATMs - No fee from IBM Southeast EFCU**
  • AmEx Travelers Cheques & Money Orders - No fee from IBM Southeast EFCU**
  • Notary service and signature guarantee - No fee from IBM Southeast EFCU**
  • And much more

Comparison of all Rewards Levels


Silver Level
Average monthly balance of all share accounts is $1,500 or more OR average monthly balance of all loans/VISA Credit Cards is $15,000 or more (Note: Any active mortgage automatically qualifies you for Gold REWARDS).

Membership Benefits:

  • No minimum checking balance required
  • Unlimited Check Writing
  • Online Banking - No fee
  • 24-hour Automated Telephone Banking Service - No fee
  • VISA Check Card - No fee
  • Online Bill Paying - No fee
  • Teller Assisted Transactions - No fee
  • Phone Assisted Transactions - No fee
  • All IBM Southeast EFCU ATMs - No fee
  • Notary service and signature guarantee - No fee from IBM Southeast EFCU**
  • And much more!
Advance to Gold Level today with:
Average monthly balance of all share accounts is $4,000 or more OR
Average monthly balance of all loans/VISA credit cards is $25,000 or more OR
Have an active Credit Union First Mortgage, Second Mortgage or Home Equity Line of Credit.*

Comparison of all Rewards Levels


Bronze Level
Average monthly balance of all share accounts is $500 or more OR have an active Checking Account OR average monthly balance of all loans/VISA Credit Cards is $1 or more (Note: Any active mortgage automatically qualifies you for Gold REWARDS).

Membership Benefits:
  • No minimum checking balance required
  • Unlimited Check Writing
  • Online Banking - No fee
  • 24-hour Automated Telephone Banking Service - No fee
  • VISA Check Card - No fee
  • Online Bill Paying - No fee
  • Teller Assisted Transactions - No fee
  • Phone Assisted Transactions - No fee
  • All IBM Southeast EFCU ATMs - No fee
  • And much more
Advance to Gold Level today with:
Average monthly balance of all share accounts is $4,000 or more OR
Average monthly balance of all loans/VISA credit cards is $25,000 or more OR
Have an active Credit Union First Mortgage, Second Mortgage or Home Equity Line of Credit.*

Comparison of all Rewards Levels

Basic Level
Average Monthly Balance less than $500 and No Loan Balance and No Active Checking Account.

Advance to Gold Level today with:
Average monthly balance of all share accounts is $4,000 or more OR
Average monthly balance of all loans/VISA credit cards is $25,000 or more OR
Have an active Credit Union First Mortgage, Second Mortgage or Home Equity Line of Credit.*

Comparison of all Rewards Levels

*Mortgage must be serviced by IBM Southeast EFCU and must have an average monthly balance of $1.00 or more.
**Other Shared Service Center fees may apply. Please check the fee schedule of the Shared Service Center prior to visiting.

 

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