EDUCATIONAL ARTICLES

• 9 Ways to Master Your Money
  
• 10 New Money Rip-Offs
  
• 13 Tips for a Financially Healthy Family
  
• Account Fraud: What You Can Do
  
• ATM Safety Tips
  
• Car Loan Costs - Quick Quiz
  
• Credit Reports and Credit Scores
  
• Credit Union Services in the 21st Century
  
• Debit or Credit? Pen vs. PIN - Why you should choose Credit and sign for your purchases
  
• Don't Get Phished
  
• Federal Share Insurance
  
• How Is My Credit Score Calculated? - Find out what factors are used to calculate your credit score.
  
• Thrive by Five: Teaching Your Preschooler About Spending and Saving
  
• Tools To Prevent Identity Theft
  
• Understanding Substitute Checks
  
• Understanding the New Bankruptcy Law
  
• What To Look For in a Credit Card
  
• Your Consumer Rights Regarding Your Credit
  
• Zero Percent Financing - Should We Be Enticed?
  

EDUCATIONAL MODULES

• Basics of Investing (Conceptos Básicos Sobre Inversión)
• Car Buying (Drive Away Happy) (Viaje en Auto Feliz)
• Checking Account Management (Administración de la Cuenta de Cheques) 
• Credit Matters (Cuestiones Sobre el Crédito)
• Finances for College Students
• Financial First Aid
• Financial Planning (Planificación Financiera)
• High Cost Financial Services (Servicios Financieros Costosos)
• Home Buying (The Road to Homeownership) (El Camino a la Casa Propia)
• Identity Theft (Robo de Identidad)
• Money Management (Gestión de Dinero)
• Teens and Money  
• The World of Credit Reports (El Mundo de los Informes de Crédito)
   

If you have found yourself in a situation where you can’t keep up with your bills due to unemployment or reduced income, BALANCE offers an 8-page workbook to help you address your finances until you can get back on your feet. This workwook will walk you through the steps you’ll need to take to prioritize your financial obligations and manage your bills until your financial situation changes.