Finance the purchase of your next vehicle with your Credit Union and we'll put you in the driver's seat!
Loans available for new and used: Cars SUVs Trucks Motorcycles Boats Campers
Up to 100% financing available at competitive rates Pre-approval available* No application fees Convenient terms available Did you know:  If you purchase a new car in 2009, you can deduct the sales tax on your federal income tax return.  If the car costs more than $49,500, you can only deduct the sales tax paid on the first $49,500 of the purchase price.  This tax benefit is phased out at specific income levels, so consult a qualified tax advisor or visit www.irs.gov to find out more.
We make it easy to apply! Online - You will need to log-in to Online Banking to apply online. Click here to return to our homepage to log-in to Online Banking. Once logged in, click on the 'Loans' icon and follow the instructions. You must be a current Credit Union Member in order to use the Online Banking system. You can also download our Master Loan Application using Adobe Acrobat.   Call Us - We'll mail or fax an application directly to you, just give us a call at 800.873.5100 or 561.982.4700 (Or email loans@ibmsecu.org).   Visit - Stop by your nearest branch to apply in person.   Call 24/7 - Call LOANLINE 24 at 877.354.LOAN (5626), you'll find a representative ready to speak to you anytime - day or night! We'll help you with the entire process! AutoAdvisors - Personal assistance during the entire vehicle buying process. Save time, save money, and eliminate the dealer hassles, pressure, and confusion. Use our easy AutoAdvisors Request Form and we'll do the rest! Chrome CarBook - Research the value of any make and model online! Extended Warranties - Lower than dealer offers on extended warranty coverage! GAP Total Loss Protection - Competitive rates on insurance to cover the GAP! myinsuranceinfo.com - Submit your proof of insurance online! Payment Protection - Protect yourself, just in case! Auto Insurance - Coverage options to meet your individual needs! Calculators- Use our financial calculators to find the best car loan for you!   Listen to our Smart Auto Buying Podcast (click on the arrow to play):     Listen to our 0% Financing Podcast (click on the arrow to play):     Learn how to Drive Away Happy (Viaje en Auto Feliz) at BalanceTrack (En Español)           Loan Disclosure Loan Fee Schedule *Pre-approval is based on credit history.