Home


MEMBERSHIP BENEFITS

  • New Members enjoy no Credit Union ATM fees at any ATM for the first six months of Membership.
  REWARDS LEVELS*
DIAMOND PLATINUM GOLD SILVER BRONZE BASIC
Checking Account No Fee No Fee No Fee No Fee No Fee n/a
Grand Checking Violation
(Minimum Daily Balance of Less Than $1,000.00)
No Fee No Fee No Fee $4.50 $9.00 $9.00
Money Market Violation
(Minimum Daily Balance of Less Than $500.00)
No Fee No Fee No Fee $4.50 $9.00 $9.00
Membership Account Monthly Service Fee (total balance less than $300) No Fee No Fee No Fee No Fee No Fee $5.00
Account Access Options
CU Service Centers
(over the counter)
No Fee No Fee No Fee No Fee No Fee No Fee
eStatements** No Fee No Fee No Fee No Fee No Fee No Fee
Online, Telephone, and Mobile Banking No Fee No Fee No Fee No Fee No Fee No Fee

Non-IBM Southeast EFCU ATMs***
                       Transaction Fee
                    Surcharge Rebate


No Fee
$10.00 Rebate per month


No Fee
$6.00 Rebate
per month


No Fee
n/a

$0.50
n/a


$1.50
n/a


$1.50
n/a
Online Bill Paying No Fee No Fee No Fee No Fee No Fee n/a
Other Products & Services
Professional financial 
consultation
No Fee No Fee No Fee No Fee No Fee No Fee
Medallion, Notary, & Signature Guarantee No Fee No Fee No Fee No Fee $5.00/service $5.00/service
AmEx Travelers Cheques, 
Money Orders,
AmEx Gift Cheques
No Fee No Fee No Fee
No Fee
$1.25
$1.00 per $100
$3.00
$2.00
$1.00 per $100
$4.00
$2.50
$1.00 per $100
$4.00
$2.50
Check copies No Fee No Fee $1.25 $2.00 $2.50 $2.50
Statement copies No Fee No Fee $2.50 $5.00 $5.00 $5.00
Stop payment No Fee No Fee $15.00 $25.00 $25.00 $25.00
Wire Transfer - Incoming No Fee No Fee $5.00 $10.00 $10.00 $10.00
Wire Transfer Domestic - Outgoing No Fee No Fee $9.00 $15.00 $18.00 $18.00
Wire Transfer International - Outgoing No Fee No Fee $20.00 $30.00 $40.00 $40.00
Official Checks No Fee No Fee $5.00 $5.00 $5.00 $5.00
Premium Rates on Certificates Available Available n/a n/a n/a n/a
Wallet Duplicate Checks
(Check printing fee depends on style of checks ordered)
No Fee
1 box per order
No Fee
1 box per order
Fees Apply Fees Apply Fees Apply Fees Apply
Overdraft Transfers from Share Account  Refunded Refunded $3.00 $3.00 $3.00 $3.00
Payment by Telephone No Fee $7.00 $7.00 $7.00 $7.00 $7.00
Personal Account Officer No Fee n/a n/a n/a n/a n/a

*Some restrictions and conditions apply. Please speak to a Member Service Advisor or see Important Information for Our Members and Membership Account Fees and Service Charges for information concerning fees and penalties, as well as, charges for services not included in the Basic offer. The Share Account Monthly Service Fee is waived for the first six months of Membership and for Members under age 25. Value 50 Members may be subject to the $5.00 monthly service fee. Qualifications apply for VISA check card. Eligibility for each REWARDS level is determined on the first business day of each month, calculated on the average share and loan balances of the prior month. REWARDS level benefits will not apply for Members with a negative share balance or loan delinquency of 35 days or greater until their share account and/or loan balance is brought current or for Members that have caused a loss to the Credit Union, such as a charge off. Business accounts and loans are not eligible for Membership Benefits or REWARD Levels. REWARDS pricing subject to change without notice
**Members who sign up for eStatements will no longer receive paper statements via USPS mail.
***Non-IBM Southeast EFCU ATM surcharge fees may apply.


Help? | serviceplus@ibmsecu.org  • National: 800.873.5100 | Local: 561.982.4700            
Copyright © 2008 All Rights Reserved