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| Payback Time for New Members: $25 | |
| Tell your family members and co-workers that they can make $25 and enjoy all the benefits of Membership in IBM Southeast Employees’ Federal Credit Union. For family members and co-workers, joining IBM Southeast EFCU can offer attractive rewards including access to trusted investment advice, superior financial services, personalized service and special benefits for Members only. And now each Member who joins us can qualify to receive a $25 deposit into their Credit Union Membership Savings Account.* | |
| Here’s how it works: Step 1: The new Member opens a checking and savings account with a combined balance of $100 or more and signs up for eStatements. Step 2: We deposit $25 directly into the new Member’s IBM Southeast EFCU Credit Union savings account-money the new Member can save or spend.* | |
*IBM Southeast EFCU Membership, Share and Loan accounts are subject to qualification and/or credit approval, and certain conditions may apply. For further details, please refer to Important Information for Our Members, Membership Fees & Service Charges and Your Loan Disclosures or contact a Member Service Representative. $25 will be deposited into the new Member’s Membership Savings account 90 days after he/she has opened a Checking and Savings account with a $100 and signed up for and remained a subscriber to the eStatement service. Offer available for individual Memberships opened after July 1, 2003 and subject to change without notice. Credit Union employees and family members not eligible. | |
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| ATM Changes are Coming | |
We’re upgrading our ATMs to provide even greater service and security for IBM Southeast EFCU Members. You’ll find a new, improved on-screen look coming soon! Following our system changeover, our ATM deposit feature will experience two minor changes.
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| We are committed to providing you with the latest and best technology. For more information, contact us at 800.873.5100, 561.982.4700, or serviceplus@ibmsecu.org. | |
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| Service for Your Financial Future | |
| When it comes to financial services, every institution has a different outlook. At IBM Southeast EFCU, our goal is to look out for your future. We help you keep pace with changing realities, set targets to achieve your goals, and cope with changing financial needs and responsibilities. Independent Financial Services Representatives are ready to share their wealth of experience - and are specially trained to answer your questions with valuable information that can improve your financial well-being. Buying a home? Paying medical or education bills? Planning for retirement? Looking for investment opportunities*? Contact a Financial Services Representative today. In Boca Raton, call: Christi Seay, 561.982.4700, ext. 4772 In Tampa, call: Barbara Leschander, 727.848.2219 In Atlanta, call: Jay Jones, 678.797.6303 In all other areas, call: 800.873.5100, ext. 4772 |
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*Auto Acquisition Car Finder service provided by Alliance Leasing Corporation. *Securities offered through Wellstone Securities, LLC, Member NASD/SIPC. Investment products offered are not FDIC, NCUA or NCUSIF insured. Investment products are not obligations of or guaranteed by IBM Southeast EFCU, involve investment risk including the possible loss of principal, and may lose value. | |
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| ATM and Shared Service Centers | |
| MORE OPTIONS TO CHOOSE FROM! Need cash? Want to make a deposit? With our Shared Service Center connections, you can access your IBM Southeast EFCU accounts at branches and ATMs in hundreds of locations throughout the country. Click here a list of Shared Service Centers in your area. In addition, IBM Southeast EFCU Members can:
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| For additional information, contact IBM Southeast EFCU at 800.873.5100, 561.982.4700 or serviceplus@ibmsecu.org. | |
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| Peace of Mind is no Accident | |
| We all know that it pays to be careful. Growing up, we learn to avoid accidents and stay away from dangerous situations. But we also learn the value of planning for the unexpected, the unpredictable, even the unthinkable. Accidental Death and Dismemberment Insurance can give you the protection you need to set your mind at rest. It can provide up to $250,000 in coverage, at rates beginning as low as $1.00/month per $10,000 of individual coverage - and $1.50/month for coverage that protects your entire family. Administered by Selman & Company and underwritten by Life Insurance Company of North America, this coverage requires no physical examination. There are no health questions to answer. Every IBM Southeast EFCU Member is eligible for coverage, regardless of occupation or current health status. BONUS FOR APPLYING NOW! Simply for filling out our online form, you can receive a special bonus: $2,000 coverage FREE in our Accidental Death and Dismemberment plan! So don’t wait. After you submit your online form, we’ll send you a Certificate of Insurance detailing all the benefits of your policy. For complete details, call Selman & Company at 877.665.7563. | |
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| Protect Yourself Today | |
| Account fraud and identity theft are serious problems. While you can’t completely prevent identity theft, you can minimize your risk by managing your personal information wisely. IBM Southeast EFCU is offering a new Credit Monitoring Service through our business partner Equifax. This service provides credit reports, credit scores, identity theft insurance, credit monitoring and much more. Visit www.ibmsecu.org or contact us at 800.873-5100, 561.982.4700 or serviceplus@ibmsecu.org for more information. |
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| Verified by Visa | |
| Account fraud and identity theft are serious problems. While you can’t completely prevent identity theft, you can minimize your risk by managing your personal information wisely. IBM Southeast EFCU is offering a new Credit Monitoring Service through our business partner Equifax. This service provides credit reports, credit scores, identity theft insurance, credit monitoring and much more. Contact us at 800.873-5100, 561.982.4700 or serviceplus@ibmsecu.org for more information. |
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| In Statements, It's State of the Art | |
| Why wait for your mail, when it’s faster and easier to access and download your monthly Credit Union statement from your e-mail? With eStatements*, IBM Southeast EFCU Members can receive automatic monthly statements via e-mail. They’re quicker to arrive, easier to review, and simpler to save - no envelopes to open, paper documents to lose, or file folders to find room for. Sign up today for eStatements. For more information, contact a Member Service Representative at 800.873.5100, 561.982.4700, or serviceplus@ibmsecu.org for more information. |
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| *By electing to receive eStatements and/or eMessages, you will no longer receive a paper copy of your IBM Southeast EFCU All-in-One Member Statement or Visa Credit Card Billing Statement via mail by the United States Postal Service (USPS). Instead, you will receive the electronic equivalent of these documents. You may print them for your records. For full details, please refer to the eMessenger User Agreement or contact a Member Service Representative. | |
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| At this Rate, You'll Come out Ahead | |
| Insurance rates are rising nationwide-but as a Credit Union Member, you have the advantage of great rates, personal service, and expert advice on insurance plans that fit your needs. It all comes to you through our own independent insurance agency: Members Insurance Services LLC,* where you can find:
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| From a single, simple policy to a full range of insurance options, our competitive rates will cover every personal, family and financial situation. Get your FREE quote today! To contact Members Insurance Services for assistance and information, all it takes is a phone call: 877.981.8448. Or you can visit our Members-only insurance web site: www.membersinsuranceservices.com *Insurance coverage may not be available in all states. | |
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| How to Get on the Road Faster | |
| Planning on going places this summer? A new car would make a great vacation bonus - and your Credit Union has a quick and easy way to help you get behind the wheel. It’s called Auto Acquisition*: your online resource to help locate the car you want at the price you can afford to pay. Using Auto Acquisition, you can access up-to-the-minute information on vehicles of every description: SUVs, vans, pickups, even convertibles and high-performance luxury cars. A single call puts professional locators to work for you. |  |
Auto Acquisition can also give you access t
In Atlanta, call Jim Styne: 770.509.2571. In all other areas, call: 800.493.2955. *Auto Acquisition Car Finder service provided by Alliance Leasing Corporation. **All IBM Southeast EFCU auto loans and/or leases are subject to income verification and credit approval. For more information, please refer to Your Loan Disclosures or contact a Member Service Representative for details on rates, terms, fees and conditions at 800.873.5100, 561.982.4700, or loans@ibmsecu.org. | |
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| CU Worth -- Because Your Time is Worth More | |
| It’s time you had a fast, simple, one-step procedure to check information on all your IBM Southeast EFCU and other online accounts. No more multiple passwords or navigating from site to site. CU WORTH lets you log on, use one password, and access information on your Credit Union accounts, e-mail accounts, investments, frequent flyer accounts - and even a Net Worth summary that puts it all together for you. All your information is available 24/7. It’s fast, it’s easy -- and best of all, CU WORTH is free! So sign up today at www.ibmsecu.org. And if you have any questions, please contact us at 800.873.5100 or 561.982.4700 or serviceplus@ibmsecu.org |
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| Find Any Money Lately? | |
| Find the answer in our newsletter to the following question. You could win $50! Q: What is the name of the nationwide branches that Members can use for deposits and withdrawals? E-mail your answer before August 10, 2003 to marketing@ibmsecu.org. Include your name, phone number, and membership number. If you don’t have e-mail, mail the above information to Marketing, IBM Southeast EFCU, P.O. Box 5090 Boca Raton, FL 33431-0890. If your answer is correct, we’ll enter your name in a random drawing to win $50, which will be automatically deposited into your Credit Union savings account! (Winner will be announced in the October 2003 issue. Previous winners, employees and their family members are not eligible.) | |
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| And The Winners is... | |
| Congratulations to Dianne Mastandrea from Arden, NC who won $50 in our Spring newsletter contest. She was selected in a random drawing after finding the hidden answer to the question: to the question: Which service makes the car buying or leasing process simple for you? The answer was Auto Acquisition. You could be our next winner - for more information about contests and winners, be sure to read each issue of our newsletter. | |
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| GPS Winner! | |
| Congratulations to Philip Twiss of Lawrenceville, GA who won a car GPS system. He was selected in a random drawing from entries in our May Car Loan promotion contest. | |
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