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| Election Time. | |
| IBM Southeast EFCU's nominating committee and Committee Chairman, Camil Valcourt, are now accepting applications for election to the Board of Directors. Applications or resumes must be received by 2/21/03. Nominations also may be made by petition with 500 signatures of the membership. Petitions must be received by 3/21/03. Please send applications and petitions t |
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| Camil Valcourt Nominating Committee Chairman IBM Southeast EFCU P.O. Box 5090 Boca Raton, FL 33431-0890 | |
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| Where's Your New Car? | |
Good question - and IBM Southeast EFCU has the answer. It's called Auto Acquisition: an online one-stop shopping service that can help you locate exactly the vehicle you're looking for - whether it's a car, truck, van or SUV. With Auto Acquisition, you'll find quotes on all makes and models of new or used vehicles. You can also get information on lease and purchase plans, extended warranty protection, GAP Total Loss Protection and low-rate loans*. Auto Acquisition can even help you on your trade-ins - so contact us today, and find your new car right where it's ready and waiting! In Florida, call Al Gonzalez at 561.982.4700 ext. 7740 or 800.873.5100, ext. 7740. In the Atlanta area, call Jim Styne at 770.509.2571. In other areas, call 800.493.2955. * All IBM Southeast EFCU auto loans and/or leases are subject to certain qualifications and credit approval. For more information,please refer to the booklet "Your Loan Disclosures", contact a Member Service Representative at 800.873.5100 or 561.982.4700, or e-mail loans@ibmsecu.org for full details. | |
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| Accidents Happen. Be Prepared. | |
No one expects to be the victim of a serious accident. But what would your family do if you were suddenly gone or unable to work? It's almost too frightening to think about - but that doesn't mean you can't plan ahead. And it's easier to be prepared than to worry. Accidental Death and Dismemberment Insurance can provide coverage up to $250,000, at rates beginning at just $1.00 per $10,000 for individual coverage and $1.50 per $10,000 for coverage for your family. Best of all, you don't need a physical examination. Because coverage applies to accidents that can't be foreseen, there are no health questions to answer. Every eligible member of IBM Southeast EFCU who enrolls for Accidental Death and Dismemberment Insurance will be accepted regardless of health or occupation. Because we believe this insurance protection is so important, we're offering a special gift. You can receive $2,000 of FREE coverage in our Accidental Death and Dismemberment plan simply by filling out the online form you'll find on our website. After you submit your online form, we'll send you a Certificate of Insurance detailing all the benefits of your policy. For more details, call Selman & Company at 877.665.7568. | |
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| Service Excellence Online Surveys. | |
Our mission at IBM Southeast EFCU is to provide Service Excellence to our Members. The purpose of the Service Excellence Assurance program is to assess your Credit Union experience and to ensure that your experience is always memorable. Thanks for taking the time to give us feedback! A variety of surveys are now available on our Web site. Please click here, and take this opportunity to help IBM Southeast EFCU serve you better. |
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| It's Like Having Your Own Messenger Service | |
Bring IBM Southeast EFCU right to your desktop. Receive e-mailed updates on the following questions. Has my check cleared yet? Is my Certificate approaching maturity? Is my account balance nearing a certain level? Is my monthly statement ready? Now you can get the answers by messenger - right at your own computer. Our eMessenger service can save you time by providing automatic information when and where you want it, around the clock and around the world. Wherever you access your e-mail account, eMessenger will give you the word on specific account information you have requested. You can choose from a wide range of possibilities, including:
To sign up for our eMessenger service, click here. The faster you get information about your accounts, the smarter you can be in managing your money! | |
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| ATM, Anyone? | |
Your IBM Southeast EFCU ATM Card can be used to withdraw funds, make deposits or do balance inquiries at hundreds of locations throughout the country including Publix Supermarkets. ATM's are listed under the locations tab on our website or call IBM Southeast EFCU for other ATM network locations at 800. 873.5100 or 561.982.4700. (Please note: All ATMs may not be depositories. Please check with specific location.) | |
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| With A $25 Bonus, Membership Can Be Even More Valuable. | |
At IBM Southeast EFCU, we value your friendship. And we'd like to know more of the people you know - so we're extending a special invitation to join our financial family. When you refer a new member to us, we'll deposit $25 into your Credit Union savings account.* That means everybody wins - because you'll have a reward for your generosity, and the new member you refer will have the benefit of a personal relationship with IBM Southeast EFCU. What can you do with $25? Think of it as a free lunch, with your Credit Union picking up the tab. Or the best selling hardcover book you've been dying to read. Or a babysitter and a movie. Or a tank of gas to drive you anywhere you want to go. Or just a little boost to keep your account balance growing. |
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How does it work?
To refer a new member today, download a Membership application, e-mail serviceplus@ibmsecu.org, or call 800.873.5100 or 561.982.4700. *All IBM Southeast EFCU Deposit and Loan accounts are subject to qualification and/or credit approval, and certain conditions may apply. For further details, please refer to Important Information for Our Members, and Your Loan Disclosures, or contact a Member Service Representative. Credit Union employees not eligible. To be eligible for the $25, your name (as the referrer) must appear on the membership application. Offer available on new memberships opened after January 1, 2003. Subject to change without notice. | |
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| Find Any Money Lately? | |
Find the answer in our newsletter to the following question. You could win $50! Q: How can I make $25 from my credit union? E-mail your answer before February 15, 2003 to marketing@ibmsecu.org. Include your name, phone number, and membership number. If you don't have e-mail, mail the above information to Marketing, IBM Southeast EFCU, P.O. Box 5090 Boca Raton, FL 33431-0890.If your answer is correct, we'll enter your name in a random drawing to win $50, which will be automatically deposited into your Credit Union savings account! (Winner will be announced in our April 2003 newsletter. Previous winners, employees and their family members are not eligible.) |
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| Members Take Things Easy. | |
When it comes to insurance, you can spend a lot of valuable time chasing down quotes and coverage plans - or you can take things the easy way by contacting the insurance provider of IBM Southeast EFCU. Members Insurance Services, LLC, is an independent insurance provider owned by your Credit Union. They offer a full range of insurance products and services*. And as high-quality insurance professionals, they're experts in assessing your needs and helping you put together a realistic package that protects you. |
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*Insurances may not be available in all states. | |
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| It's Time To Talk To Someone You Trust. | |
In a busy world, it's hard to find the time to talk. But the world is also changing quickly - and there are good reasons why you should sit down today with a Financial Service Representative. No two financial situations are identical, so you need a personal approach that's customized for you. We can tell you about a wide range of deposit accounts, investment opportunities* and insurance plans that can maximize your resources and minimize your risk. We can also discuss retirement and estate planning, tax strategies, and business programs that can help you every step of the way toward reaching your financial goals.
* Securities offered through Medallion Equities, Inc. Member NASD/SIPC. Investment products offered are not FDIC, NCUA or NCUSIF insured. Investment products are not obligations of or guaranteed by your Credit Union, involve investment risk, including the possible loss of principal, and may lose value. | |
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| And The Winner Is... | |
Congratulations to Francis Chiavelli from Delray Beach, FL, who won $50 in our November newsletter contest. He was selected in a random drawing after finding the hidden answer to the question: What is the name of our free e-mail notification system? You could be our next winner-for more information about contests and winners, be sure to read each issue of our newsletter. | |
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