Money Market Accounts, Health Savings Accounts (HSA)**
Tier Dividend Rate
APY*
Minimum Investments - $ 500
$ 0.00 - $9,999.99
1.00%
1.01%
$10,000.00 - Unlimited
2.25%
1.01%-1.64%%
Money Market Max
Tier Dividend Rate
APY*
Minimum Investments - $ 10,000
$ 0.00 - $9,999.99
0.65%
0.65%
$10,000.00 - $24,999.99
1.85%
1.87%
$25,000.00 - $49,999.99
1.95%
1.97%
$50,000.00 - $99,999.99
2.25%
2.27%
$100,000.00 - Unlimited
2.40%
2.43%
IRA Investments
Dividend Rate
APY*
Minimum Investments - $ 100
Traditional Share Accounts
1.50%
1.51%
Roth/Education Share Accounts
1.50%
1.51%
IRA Certificates
Dividend Rate
APY*
Minimum Investments - $ 1,000
12 Month Roth/ Traditional/Education
2.57%
2.60%
24 Month Roth/ Traditional/Education
2.66%
2.70%
36 Month Roth/ Traditional/Education
2.76%
2.80%
48 Month Roth/ Traditional/Education
2.86%
2.90%
60 Month Roth/ Traditional/Education
3.00%
3.05%
12 Month Variable/Traditional
2.62%
2.65%
Certificate Accounts
Dividend Rate
APY*
Minimum Investments - $ 1,000
3 Month Certificate
2.13%
2.15%
6 Month Certificate
2.37%
2.40%
12 Month Certificate
2.57%
2.60%
18 Month Certificate
2.62%
2.65%
24 Month Certificate
2.66%
2.70%
30 Month Certificate
2.71%
2.75%
36 Month Certificate
2.76%
2.80%
42 Month Certificate
2.81%
2.85%
48 Month Certificate
2.86%
2.90%
60 Month Certificate
3.00%
3.05%
Variable Choice Certificate
2.47%
2.50%
HSA 6 Month Certificate
2.37%
2.40%
Special Certificates for Platinum and Diamond Rewards Members
Special Certificates
Dividend Rate
APY*
Minimum Investments - $ 25,000
6 Month Certificate
2.47%
2.50%
12 Month Certificate
2.72%
2.76%
18 Month Certificate
2.77%
2.81%
24 Month Certificate
2.81%
2.85%
30 Month Certificate
2.86%
2.90%
36 Month Certificate
2.91%
2.95%
42 Month Certificate
2.96%
3.00%
48 Month Certificate
3.01%
3.06%
60 Month Certificate
3.15%
3.20%
*APY = Annual Percentage Yield
**Share Accounts and Money Market are true tier accounts. The dividend rate is paid based on the appropriate dollars in that level. Money Market Max pays the higher rate on the total balance in the accounts if the $10,000 balance is maintained
Early withdraw penalties may apply to certificates and IRA certificates accounts.
