IBM Southeast Employees' Federal Credit Union

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LOANS
LOANS	Visa Platinum	Visa Classic
Rate*	7.90%-15.15% APR	12.50%-18.00% APR
Application Fee	None	None
Credit Limit	$5,000 - $50,000	$500 - $10,000
Annual Fee	None	None
Cash Advance Fees	None	None
Balance Transfer Fees	None	None
Automatic Payment Option	Yes	Yes
Free Travel Accident Insurance	$1,000,000	$250,000
Convenience Checks	Yes	Yes
Auto Rental Insurance	Yes	No
Warranty Manager/Purchase Security	Yes	No

*Rate is dependent on credit score

Help? | serviceplus@ibmsecu.org • National: 800.873.5100 | Local: 561.982.4700