While some financial institutions are encountering problems due to subprime mortgage lending and the overall market environment, your Credit Union is safe and sound. IBM Southeast EFCU has not participated in subprime mortgage lending and has always adhered to a conservative lending and investment policy. Our reserves are at an all-time high and your Credit Union’s earnings outpace projections. IBM Southeast EFCU remains financially strong and has recently received its 10th consecutive Bauer Financial five-star rating. Click here to learn more